{"id":1915,"date":"2024-12-18T10:36:56","date_gmt":"2024-12-18T10:36:56","guid":{"rendered":"https:\/\/consumerexperts.com\/uk\/?page_id=1915"},"modified":"2025-10-20T17:47:57","modified_gmt":"2025-10-20T17:47:57","slug":"cookie-policy","status":"publish","type":"page","link":"https:\/\/consumerexperts.com\/uk\/cookie-policy\/","title":{"rendered":"Cookie Policy"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1915\" class=\"elementor elementor-1915\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2816559f e-flex e-con-boxed e-con e-parent\" data-id=\"2816559f\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4531d2f5 elementor-widget elementor-widget-heading\" data-id=\"4531d2f5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Cookie Policy<\/h1>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1a570ee6 e-flex e-con-boxed e-con e-parent\" data-id=\"1a570ee6\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-40ddf59f elementor-widget elementor-widget-shortcode\" data-id=\"40ddf59f\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><a href=\"https:\/\/consumerexperts.com\/uk\">Home<\/a><span class=\"separator\"> &raquo; <\/span><span class=\"last\">Home<\/span><\/p><\/nav><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-64f168b e-con-full e-flex e-con e-child\" data-id=\"64f168b\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c53237a elementor-widget elementor-widget-table-of-contents\" data-id=\"c53237a\" data-element_type=\"widget\" id=\"policy-toc\" data-settings=\"{&quot;headings_by_tags&quot;:[&quot;h2&quot;],&quot;exclude_headings_by_selector&quot;:[],&quot;marker_view&quot;:&quot;bullets&quot;,&quot;icon&quot;:{&quot;value&quot;:&quot;&quot;,&quot;library&quot;:&quot;&quot;},&quot;no_headings_message&quot;:&quot;No headings were found on this page.&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t<h4 class=\"elementor-toc__header-title\">\n\t\t\t\t\t\t\t<\/h4>\n\t\t\t\t\t<\/div>\n\t\t<div id=\"elementor-toc__c53237a\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<svg class=\"elementor-toc__spinner eicon-animation-spin e-font-icon-svg e-eicon-loading\" aria-hidden=\"true\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M500 975V858C696 858 858 696 858 500S696 142 500 142 142 304 142 500H25C25 237 238 25 500 25S975 237 975 500 763 975 500 975Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6325058 elementor-widget elementor-widget-heading\" data-id=\"6325058\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cookies<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0fcde95 elementor-widget elementor-widget-text-editor\" data-id=\"0fcde95\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>We use a variety of different technologies on our website. These technologies include (but are not limited to) cookies, scripts, fonts and images. Some of these are considered necessary for us to deliver the website to you. Others are used to enhance our understanding of how you use our website or to assist in our marketing activities.<\/p><p><span style=\"text-align: var(--text-align); color: var( --e-global-color-secondary );\">The purpose of this notice is to explain how we use such technologies and the third parties we work with and to provide you with clear information about their purpose. It also explains how you can control your online preferences.<\/span><\/p><p>New regulations will change the way in which the use of cookies is governed in the future and we&#8217;ll update this notice once those changes come into effect. We may also revise this notice from time to time. If we make any material changes to the way we use these technologies, we will prominently publish the changes on our website.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8711cdd elementor-widget elementor-widget-heading\" data-id=\"8711cdd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cookies - what are they?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd8c348 elementor-widget elementor-widget-text-editor\" data-id=\"cd8c348\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A &#8220;cookie&#8221; is a small text file that&#8217;s stored on your computer, smartphone, tablet, or other device when you visit a website or use an app. They contain specific information relating to your use of our website or app, such as login credentials; your preference settings or tracking identifiers.<\/p><p>Cookies are set by our web server, your browser and the web servers of the third parties whose cookies we deploy on our websites &amp; apps. They can be read, updated or deleted by those same servers each time you visit our website\/app, depending on the type of cookie.<\/p><p>Some cookies are deleted when you close your browser. These are known as session cookies. Other cookies (such as tracking cookies or authentication cookies) remain on your device until they expire, or you delete them from your browser. These are known as persistent cookies and enable us to remember things about you as a returning visitor.<\/p><p>This website uses persistent cookies.<\/p><p>Some cookies can impact your fundamental rights to privacy and the protection of your data. As such, we require your consent before they can be accessed or stored on your device. For this reason, we limit our use of cookies as explained below.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-922811b elementor-widget elementor-widget-heading\" data-id=\"922811b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cookies - how we use them<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-62c9627 elementor-widget elementor-widget-text-editor\" data-id=\"62c9627\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>We use cookies and other similar technologies to:<\/p><ul><li>Provide products and services that you request and provide a secure online environment<\/li><li>Deliver marketing and manage our marketing relationships with our third-party marketing partners<\/li><li>Give you a better online experience and track website\/app performance<br \/>Help us make our website\/app more relevant to you.<\/li><\/ul><p><br \/>Here we explain a bit more about each of these types and how you can control their use.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e542ea2 elementor-widget elementor-widget-heading\" data-id=\"e542ea2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Necessary Cookies\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c90bb49 elementor-widget elementor-widget-text-editor\" data-id=\"c90bb49\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>These are cookies that are essential for the safe operation of our website\/app and for us to provide a product or service you have requested.<\/p><p>Without these cookies, we are unable to provide some products or services that you might request. This category of cookies cannot be disabled.<\/p><p>These cookies are used to:<\/p><ul class=\"ul1\"><li class=\"li2\"><span class=\"s1\">track errors on our website\/app and enable us to report incidents to our regulators<\/span><\/li><li class=\"li2\"><span class=\"s1\">deliver interactive services, such as product applications<\/span><\/li><li class=\"li2\"><span class=\"s1\">keep our website\/app secure and protect against online fraud<\/span><\/li><li class=\"li3\"><span class=\"s1\">record your preference regarding our use of cookies on your device.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d8d48a elementor-widget elementor-widget-heading\" data-id=\"7d8d48a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Performance Cookies\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c17168e elementor-widget elementor-widget-text-editor\" data-id=\"c17168e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>These cookies are set by us or our third-party analytics providers and allow us to record certain information about you, such as the pages you visit on our website; how many times you visit our website; and links you might click on.<\/p><p>We use this type of cookie to understand and analyse how visitors use our online services and look for ways to improve them. For example, a cookie might tell us that lots of people give up on an application process at a particular step &#8211; so we can try to make that step easier to complete<\/p><p><span style=\"color: var( --e-global-color-secondary ); text-align: var(--text-align);\">The third-party analytics providers may also collect other information about you such as your IP address, your geographical location, what type of device you are using and information about the device. This information can be used to create a unique fingerprint to help further identify you on other web pages you might visit and can be used to create a profile of your online activities and interests.<\/span><\/p><p>You can see more information about which third-party analytics providers we use by visiting your Cookies Preference Centre.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b4e71c1 elementor-widget elementor-widget-heading\" data-id=\"b4e71c1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How To Contact Us<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4d36467 elementor-widget elementor-widget-text-editor\" data-id=\"4d36467\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>If you have any questions about these Terms and Conditions, or would like to contact us for any other reason, you can reach us:<\/p><p><strong>By Post:<br \/><\/strong>Consumer Experts.com (on behalf of TFLI (US) Inc)<br \/>First Floor Beechwood Court <br \/>Springwood Way<br \/>Tytherington Business Park<br \/>Macclesfield<br \/>Cheshire SK10 2XG<\/p><p><strong>By Telephone:<\/strong> 01625 32 25 55 <br \/><strong>By Email:<\/strong> email us at <strong><a href=\"mailto:compliance@tfli.us\">compliance@tfli.us<\/a><\/strong> <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bbcae28 elementor-widget elementor-widget-heading\" data-id=\"bbcae28\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Targeting Cookies<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8818a6f elementor-widget elementor-widget-text-editor\" data-id=\"8818a6f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>These cookies are set by us (or our third-party marketing partners) and are used to deliver onsite or offsite adverts relevant to you and your interests and to help measure the effectiveness of advertising campaigns. These cookies are called retargeting cookies and can track your browsing history and online activities across websites to create a profile of your online activities and interests.<br \/>This information is shared with our third-party marketing partners and will enable us to serve you with advertising when you visit other sites (for example, to remind you of products or services you may have shown an interest in or to provide you with special offers).<\/p><p>This could include information about your browsing activity, your device&#8217;s IP address, cookie string data (which is used to identify the device type, operating system and browser), data about the online ads we have served to you and your interaction with those ads. We also work with third parties who may place cookies on your web browser to enable us and other advertisers to serve you with advertising based on your browsing and online search activity.<\/p><p>You can see more information about which third-party companies we partner with and switch these cookies off by visiting your Cookies Preference Centre.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7cca989 elementor-widget elementor-widget-heading\" data-id=\"7cca989\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Applications Outcomes<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f09d2e0 elementor-widget elementor-widget-text-editor\" data-id=\"f09d2e0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Upon the completion of the application, if you have been accepted by a utility broker\/provider, car finance credit broker or lender, we will share details of the provider. We will only display the provider which are available at the time of the application and are disclosed within section 5 of our Privacy Policy. We have no control over the panel of credit brokers or lenders regarding the acceptance of an application as this is subject to your financial circumstances.<\/p><p>There could be circumstances where a lender offers you a car finance option with a higher or lower amount than you initially applied for on the application form. This could result in you being displayed an outcome which is different to the amount you originally applied for. It is important that you consider the impact of this when deciding to go ahead with the car finance. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9aa41a2 elementor-widget elementor-widget-heading\" data-id=\"9aa41a2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cookies used by Google Analytics:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f5ae453 elementor-widget elementor-widget-text-editor\" data-id=\"f5ae453\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Google Analytics is a simple, easy-to-use tool that helps website owners measure how users interact with website content. As a user navigates between web pages, Google Analytics provides website owners JavaScript tags (libraries) to record information about the page a user has seen, for example, the URL of the page. The Google Analytics JavaScript libraries use HTTP Cookies to &#8220;remember&#8221; what a user has done on previous pages\/interactions with the website.<\/p><p>Important: Read the Google Analytics privacy document for more details about the data collected by Google Analytics.<\/p><p>Google Analytics supports three JavaScript libraries (tags) for measuring website usage: gtag.js, analytics.js, and ga.js. The following sections describe how each uses cookie.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d14242 elementor-widget elementor-widget-heading\" data-id=\"7d14242\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FACEBOOK (VISITOR ACTION PIXEL)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1987bf2 elementor-widget elementor-widget-text-editor\" data-id=\"1987bf2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>We use the &#8220;visitor action pixels&#8221; from Facebook Inc (Facebook Ireland Ltd., 4 Grand Canal Square, Grand Canal Harbour, Dublin 2, Ireland (&#8220;Facebook&#8221;)) on our website.<\/p><p>This allows user behaviour to be tracked after they have been redirected to the provider&#8217;s website by clicking on a Facebook ad. This enables us to measure the effectiveness of Facebook ads for statistical and market research purposes. The data collected in this way is anonymous to us, i.e. we do not see the personal data of individual users. However, this data is stored and processed by Facebook, which is why we are informing you, based on our knowledge of the situation.<\/p><p>Facebook may link this information to your Facebook account and also use it for its own promotional purposes, in accordance with Facebook&#8217;s Data Usage Policy <a href=\"https:\/\/www.facebook.com\/about\/privacy\/\" target=\"_blank\" rel=\"noopener\">https:\/\/www.facebook.com\/about\/privacy\/<\/a>. You can allow Facebook and its partners to place ads on and off Facebook. A cookie may also be stored on your computer for these purposes.<\/p><p>The legal basis for the use of this service is Art. 6 paragraph 1 sentence 1 letter f GDPR. You can object to the collection of your data by Facebook pixel, or to the use of your data for the purpose of displaying Facebook ads by contacting the following address: <a href=\"https:\/\/www.facebook.com\/settings?tab=ads.\" target=\"_blank\" rel=\"noopener\">https:\/\/www.facebook.com\/settings?tab=ads.<\/a><\/p><p>Facebook is certified under the Privacy Shield Agreement and thus guarantees compliance with European data protection legislation (<a href=\"https:\/\/www.privacyshield.gov\/participant?id=a2zt0000000GnywAAC&amp;status=Active\" target=\"_blank\" rel=\"noopener\">https:\/\/www.privacyshield.gov\/participant?id=a2zt0000000GnywAAC&amp;status=Active<\/a>).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76dbda2 elementor-widget elementor-widget-heading\" data-id=\"76dbda2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Privacy Policy for the Use of Instagram<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b20eedb elementor-widget elementor-widget-text-editor\" data-id=\"b20eedb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>On our websites functions of the service Instagram are embedded. These functions are offered by Instagram Inc., 1601 Willow Road, Menlo Park, CA, 94025, USA. If you are logged in to your Instagram account, you can link the contents of our websites to your Instagram profile by clicking the Instagram button. By this, Instagram will associate the visit to our websites with your user account. We would like to point out that we, as providers of these websites, do not obtain knowledge about the contents of transmitted data as well as their use by Instagram.<\/p><p>For further information, please review the Privacy Policy of Instagram: <a href=\"http:\/\/instagram.com\/about\/legal\/privacy\/\" target=\"_blank\" rel=\"noopener\">http:\/\/instagram.com\/about\/legal\/privacy\/<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c1b1320 elementor-widget elementor-widget-heading\" data-id=\"c1b1320\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cookie settings<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ec32cf3 elementor-widget elementor-widget-text-editor\" data-id=\"ec32cf3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tYou can block cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies. Please note that by disallowing cookies some functionality on the site may be restricted.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8580cf5 elementor-widget elementor-widget-heading\" data-id=\"8580cf5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How to control and delete cookies<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c42f855 elementor-widget elementor-widget-text-editor\" data-id=\"c42f855\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Preference Centre &#8211; If you want to restrict or block the cookies on our site, you can do this at any time through your Cookies Preference Centre by clicking by clicking on the &#8216;Manage Preferences&#8217; at the top of the page.<\/p><p>The tool will record when you have consented to our use of cookies and will ask for consent again periodically to ensure users stay up to date with changes to our cookie and privacy policies. Essential cookies cannot be disabled. The tool specifically controls the cookies set by using our website and it cannot be used to block cookies on third-party websites linked from our website.<\/p><p>Browser Settings &#8211; Many of the cookies used on our website and through our emails can be enabled or disabled through your browser settings. The &#8216;help&#8217; function within your browser should tell you how, or you can find out by visiting: <a href=\"http:\/\/www.allaboutcookies.org\/manage-cookies\/clear-cookies-installed.html\" target=\"_blank\" rel=\"noopener\">www.allaboutcookies.org\/manage-cookies\/clear-cookies-installed.html<\/a>, or searching the internet for other independent information on how to delete cookies. You can set your browser to delete all past cookies and disallow third-party cookies.<\/p><p>To find out more about cookies, including how to see what cookies have been set and how to manage and delete them, visit <a href=\"http:\/\/www.youronlinechoices.com\/uk\/your-ad-choices\" target=\"_blank\" rel=\"noopener\">www.youronlinechoices.com\/uk\/your-ad-choices<\/a>. 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