{"id":4650,"date":"2025-02-25T15:32:39","date_gmt":"2025-02-25T15:32:39","guid":{"rendered":"https:\/\/consumerexperts.com\/uk\/?page_id=4650"},"modified":"2025-03-27T15:46:25","modified_gmt":"2025-03-27T15:46:25","slug":"mortgages","status":"publish","type":"page","link":"https:\/\/consumerexperts.com\/uk\/mortgages\/","title":{"rendered":"Mortgages"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"4650\" class=\"elementor elementor-4650\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-687dd876 e-con-full e-flex e-con e-parent\" data-id=\"687dd876\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;video&quot;,&quot;background_video_link&quot;:&quot;https:\\\/\\\/consumerexperts.com\\\/uk\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2025\\\/01\\\/ProElements31-ezgif.com-video-speed.mp4&quot;}\">\n\t\t<div class=\"elementor-background-video-container elementor-hidden-mobile\">\n\t\t\t\t\t\t\t<video class=\"elementor-background-video-hosted\" autoplay muted playsinline loop><\/video>\n\t\t\t\t\t<\/div><div class=\"elementor-element elementor-element-3fe4440d e-con-full e-flex e-con e-child\" data-id=\"3fe4440d\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-11eb4186 e-con-full e-flex e-con e-child\" data-id=\"11eb4186\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1527324e e-con-full e-flex e-con e-child\" data-id=\"1527324e\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ad95415 elementor-widget elementor-widget-shortcode\" data-id=\"ad95415\" data-element_type=\"widget\" id=\"product-breadcrumb\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><a href=\"https:\/\/consumerexperts.com\/uk\">Home<\/a><span class=\"separator\"> &raquo; <\/span><span class=\"last\">Home<\/span><\/p><\/nav><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-010c50a e-con-full e-flex e-con e-child\" data-id=\"010c50a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0d61e5b elementor-widget elementor-widget-image\" data-id=\"0d61e5b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/03\/mortgages.gif\" class=\"attachment-full size-full wp-image-4839\" alt=\"Mortgages\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e1e09e0 elementor-widget elementor-widget-heading\" data-id=\"2e1e09e0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Explore <span class=\"bthh\">Mortgages<\/span> & See If You Qualify<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6dfabc46 elementor-widget elementor-widget-heading\" data-id=\"6dfabc46\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Looking for the <b>best mortgage deal<\/b>? To start your free quote, simply click \"Get My Quote\".<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-159ae37 elementor-mobile-align-center h-button elementor-align-left elementor-tablet-align-center elementor-widget elementor-widget-button\" data-id=\"159ae37\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/consumerexperts.com\/uk\/mortgages\/Apply\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get My Quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7d6ba693 e-con-full e-flex e-con e-child\" data-id=\"7d6ba693\" data-element_type=\"container\" id=\"right-splash\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f64ee20 elementor-widget elementor-widget-html\" data-id=\"f64ee20\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t\n      <div class=\"logo-circle\">\n       \n        <div class=\"dashed-circle\">\n         \n          <img decoding=\"async\" src=\"https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/02\/splash-man.png\" class=\"splash-man\" \/>\n          \n          <img decoding=\"async\" class=\"spin-logo imgOne\" src=\"https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/02\/barclays-1.png\" alt=\"\">\n         \n          <img decoding=\"async\" class=\"spin-logo imgTwo\" src=\"https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/02\/halifax.png\" alt=\"\">\n         \n          <img decoding=\"async\" class=\"spin-logo imgThree\" src=\"https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/02\/HSBC.png\" alt=\"\">\n          \n         \n           <img decoding=\"async\" class=\"spin-logo imgFour\" src=\"https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/02\/lloyds.png\" alt=\"\">\n           \n             <img decoding=\"async\" class=\"spin-logo imgFive\" src=\"https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/02\/nationwide.png\" alt=\"\">\n             \n               <img decoding=\"async\" class=\"spin-logo imgSix\" src=\"https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/02\/rbos.png\" alt=\"\">\n               \n               <img decoding=\"async\" class=\"spin-logo imgSeven\" src=\"https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/02\/santander.png\" alt=\"\">\n               \n      \n          \n    <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-185c4f7a e-flex e-con-boxed e-con e-parent\" data-id=\"185c4f7a\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-315dadb1 e-con-full e-flex e-con e-child\" data-id=\"315dadb1\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c70af99 elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"c70af99\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">WHAT IS A\n<span class=\"wt-bo\">MORTGAGE?<\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-279e47e7 elementor-widget elementor-widget-text-editor\" data-id=\"279e47e7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>You\u2019ve probably already heard a lot about them, maybe you\u2019ve even already got one. But for those who don\u2019t know, a mortgage is a type of loan, one that\u2019s used exclusively to buy land or property. <strong>Taking out a mortgage<\/strong> means you\u2019ll borrow money from a lender, usually a bank or building society, and repay them over an agreed period.<\/p><p>Mortgages allow you to get on with owning your own house or flat, something many people see as a <strong>big financial goal<\/strong>. However, you should always think carefully before committing to a mortgage deal, as failing to keep up with your repayments could result in losing your home.<\/p><p>Remember, the amount a lender is willing to offer you is based on several factors, including your income, credit score, and any other debts you have.<\/p><h3>Getting a Personalised Mortgage Offer<\/h3><p>Whether you\u2019re <strong>interested in remortgaging<\/strong> or you want to get your foot on the <strong>property ladder<\/strong> for the first time, there are <strong>multiple mortgage deals<\/strong> available from a range of lenders.<\/p><p>One of our partners could source a deal that suits you.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54c88af1 elementor-mobile-align-center h-button elementor-align-left elementor-widget elementor-widget-button\" data-id=\"54c88af1\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/consumerexperts.com\/uk\/mortgages\/Apply\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get My Quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-835ebce e-con-full e-flex e-con e-child\" data-id=\"835ebce\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-15f278ca elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-heading\" data-id=\"15f278ca\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">WHAT IS A<br>\n<span class=\"wt-bo\">MORTGAGE?<\/span><\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1f9dce8d e-con-full e-flex e-con e-child\" data-id=\"1f9dce8d\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-55aaa77d e-con-full e-flex e-con e-child\" data-id=\"55aaa77d\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-51f20227 e-con-full e-flex e-con e-child\" data-id=\"51f20227\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-309732c7 elementor-widget elementor-widget-counter\" data-id=\"309732c7\" data-element_type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Providers<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"100\" data-from-value=\"0\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-21bd5480 e-con-full e-flex e-con e-child\" data-id=\"21bd5480\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-17b51cf5 elementor-widget elementor-widget-counter\" data-id=\"17b51cf5\" data-element_type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Services<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"50\" data-from-value=\"0\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-580d4e2d e-con-full e-flex e-con e-child\" data-id=\"580d4e2d\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2d4bc93f elementor-widget elementor-widget-counter\" data-id=\"2d4bc93f\" data-element_type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Quotes Per Day  <\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"1000\" data-from-value=\"0\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6bf25d4e e-con-full elementor-hidden-mobile e-flex e-con e-parent\" data-id=\"6bf25d4e\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-33f1d300 elementor-widget elementor-widget-html\" data-id=\"33f1d300\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div id=\"clp-bg\">\n    <div class=\"scrolling-text scrolling-text-1\">Consumer Experts<\/div>\n    <div class=\"scrolling-text scrolling-text-2\">Consumer Experts<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-474928fa e-flex e-con-boxed e-con e-parent\" data-id=\"474928fa\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5a6aff56 elementor-widget elementor-widget-heading\" data-id=\"5a6aff56\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Explore your Mortgage Options<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-989c416 elementor-widget elementor-widget-heading\" data-id=\"989c416\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Completing our online application form won\u2019t affect your credit score*.<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-29be76f5 e-con-full e-flex e-con e-child\" data-id=\"29be76f5\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1a73a94e e-con-full e-flex e-con e-child\" data-id=\"1a73a94e\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a7d78cb elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"3a7d78cb\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"512\" viewBox=\"0 0 64 64\" width=\"512\"><g id=\"Layer_22\" data-name=\"Layer 22\"><path d=\"m43 63h-32a2 2 0 0 1 -2-2v-58a2 2 0 0 1 2-2h36a2 2 0 0 1 2 2v54z\" fill=\"#f8c460\"><\/path><g fill=\"#faaf42\"><path d=\"m49 28.721-19.86 19.86-2.14 6.419 6.419-2.14 15.581-15.581z\"><\/path><path d=\"m12 61v-58a2 2 0 0 1 2-2h-3a2 2 0 0 0 -2 2v58a2 2 0 0 0 2 2h3a2 2 0 0 1 -2-2z\"><\/path><path d=\"m43 63v-4a2 2 0 0 1 2-2h4z\"><\/path><\/g><path d=\"m27.143 35.709h28.243v6.052h-28.243z\" fill=\"#98deea\" transform=\"matrix(.707 -.707 .707 .707 -15.304 40.524)\"><\/path><path d=\"m28.463 38.896h28.243v2.319h-28.243z\" fill=\"#82d0d8\" transform=\"matrix(.707 -.707 .707 .707 -15.851 41.844)\"><\/path><path d=\"m53.39 30.89-4.28-4.28.732-.731a3 3 0 0 1 4.243 0l.036.036a3 3 0 0 1 0 4.243z\" fill=\"#7a838b\"><\/path><path d=\"m51.75 29.25 1.64 1.64.731-.732a3 3 0 0 0 .422-3.7z\" fill=\"#5d6972\"><\/path><path d=\"m29.14 46.581-2.14 6.419 6.419-2.14z\" fill=\"#7a838b\"><\/path><path d=\"m33.419 50.86-1.64-1.639-4.779 3.779 1.5-.5z\" fill=\"#5d6972\"><\/path><path d=\"m49 40a1 1 0 0 0 -1 1v15h-3a3 3 0 0 0 -3 3v3h-31a1 1 0 0 1 -1-1v-58a1 1 0 0 1 1-1h36a1 1 0 0 1 1 1v20a1 1 0 0 0 2 0v-20a3 3 0 0 0 -3-3h-36a3 3 0 0 0 -3 3v58a3 3 0 0 0 3 3h32a1 1 0 0 0 .707-.293l6-6a1 1 0 0 0 .293-.707v-16a1 1 0 0 0 -1-1zm-4 18h1.586l-2.586 2.586v-1.586a1 1 0 0 1 1-1z\"><\/path><path d=\"m54.792 25.171a4.007 4.007 0 0 0 -5.657 0l-20.7 20.7a.987.987 0 0 0 -.242.391l-2.139 6.419a1 1 0 0 0 .946 1.319.987.987 0 0 0 .316-.052l6.419-2.139a.987.987 0 0 0 .391-.242l20.7-20.7a4 4 0 0 0 -.036-5.694zm-4.243 1.414a2.013 2.013 0 0 1 2.865.038 2 2 0 0 1 0 2.828l-.024.025-2.866-2.866zm-20.972 21.847 1.991 1.991-2.987 1zm3.842 1.014-2.865-2.865 18.556-18.557 2.866 2.866z\"><\/path><path d=\"m43 10h-24a1 1 0 0 0 0 2h24a1 1 0 0 0 0-2z\"><\/path><path d=\"m43 16h-15a1 1 0 0 0 0 2h15a1 1 0 0 0 0-2z\"><\/path><path d=\"m15 18h7a1 1 0 0 0 0-2h-7a1 1 0 0 0 0 2z\"><\/path><path d=\"m43 22h-28a1 1 0 0 0 0 2h28a1 1 0 0 0 0-2z\"><\/path><path d=\"m43 28h-4a1 1 0 0 0 0 2h4a1 1 0 0 0 0-2z\"><\/path><path d=\"m15 30h18a1 1 0 0 0 0-2h-18a1 1 0 0 0 0 2z\"><\/path><path d=\"m36 35a1 1 0 0 0 -1-1h-10a1 1 0 0 0 0 2h10a1 1 0 0 0 1-1z\"><\/path><path d=\"m15 36h4a1 1 0 0 0 0-2h-4a1 1 0 0 0 0 2z\"><\/path><path d=\"m30 41a1 1 0 0 0 -1-1h-14a1 1 0 0 0 0 2h14a1 1 0 0 0 1-1z\"><\/path><path d=\"m26 47a1 1 0 0 0 -1-1h-10a1 1 0 0 0 0 2h10a1 1 0 0 0 1-1z\"><\/path><path d=\"m15 52a1 1 0 0 0 0 2h8a1 1 0 0 0 0-2z\"><\/path><\/g><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-515a1262 elementor-widget elementor-widget-heading\" data-id=\"515a1262\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Apply<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20d8f5e elementor-widget elementor-widget-heading\" data-id=\"20d8f5e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Complete our online application form.<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c278437 e-con-full e-flex e-con e-child\" data-id=\"c278437\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6ff10c5 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"6ff10c5\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:svg=\"http:\/\/www.w3.org\/2000\/svg\" id=\"svg309\" xml:space=\"preserve\" width=\"682.66669\" height=\"682.66669\" viewBox=\"0 0 682.66669 682.66669\"><defs id=\"defs313\"><clipPath clipPathUnits=\"userSpaceOnUse\" id=\"clipPath327\"><path d=\"M 0,512 H 512 V 0 H 0 Z\" id=\"path325\"><\/path><\/clipPath><\/defs><g id=\"g315\" transform=\"matrix(1.3333333,0,0,-1.3333333,0,682.66667)\"><g id=\"g317\" transform=\"translate(138.1304,114.7813)\"><path d=\"M 0,0 -23.349,23.349 80.066,126.764 103.415,103.415 Z\" style=\"fill:#d6e4ea;fill-opacity:1;fill-rule:nonzero;stroke:none\" id=\"path319\"><\/path><\/g><g id=\"g321\"><g id=\"g323\" clip-path=\"url(#clipPath327)\"><g id=\"g329\" transform=\"translate(19.5356,19.5356)\"><path d=\"m 0,0 v 0 c -16.806,16.806 -15.892,44.321 1.991,59.975 l 118.477,103.709 c 5.374,4.704 13.476,4.435 18.526,-0.615 l 24.075,-24.075 c 5.05,-5.05 5.319,-13.152 0.615,-18.526 L 59.975,1.991 C 44.321,-15.892 16.806,-16.806 0,0\" style=\"fill:#fba615;fill-opacity:1;fill-rule:nonzero;stroke:none\" id=\"path331\"><\/path><\/g><g id=\"g333\" transform=\"translate(79.5107,21.5269)\"><path d=\"m 0,0 103.708,118.477 c 4.705,5.374 4.436,13.476 -0.614,18.526 L 87.376,152.721 -24.693,24.693 C -36.224,11.52 -54.187,7.567 -69.568,13.109 -67.586,7.608 -64.402,2.436 -59.975,-1.991 -43.169,-18.797 -15.654,-17.883 0,0\" style=\"fill:#fa9801;fill-opacity:1;fill-rule:nonzero;stroke:none\" id=\"path335\"><\/path><\/g><g id=\"g337\" transform=\"translate(452.4287,201.0063)\"><path d=\"m 0,0 c -69.429,-69.429 -181.994,-69.429 -251.422,0 -69.429,69.428 -69.429,181.994 0,251.422 69.428,69.429 181.993,69.429 251.422,0 C 69.429,181.994 69.429,69.428 0,0\" style=\"fill:#c7eefb;fill-opacity:1;fill-rule:nonzero;stroke:none\" id=\"path339\"><\/path><\/g><g id=\"g341\" transform=\"translate(423.0801,230.355)\"><path d=\"m 0,0 c -53.22,-53.219 -139.506,-53.219 -192.725,0 -53.219,53.22 -53.219,139.505 0,192.725 53.219,53.219 139.505,53.219 192.725,0 C 53.219,139.505 53.219,53.22 0,0\" style=\"fill:#97e4f9;fill-opacity:1;fill-rule:nonzero;stroke:none\" id=\"path343\"><\/path><\/g><g id=\"g345\" transform=\"translate(423.0801,423.0796)\"><path d=\"m 0,0 c -4.143,4.143 -8.486,7.962 -12.998,11.46 41.436,-53.455 37.617,-130.65 -11.46,-179.727 -49.077,-49.077 -126.272,-52.896 -179.727,-11.46 3.498,-4.512 7.317,-8.855 11.46,-12.998 53.219,-53.219 139.505,-53.219 192.725,0 C 53.22,-139.505 53.219,-53.219 0,0\" style=\"fill:#62d8f9;fill-opacity:1;fill-rule:nonzero;stroke:none\" id=\"path347\"><\/path><\/g><g id=\"g349\" transform=\"translate(262.2715,391.1631)\"><path d=\"M 0,0 C 35.593,35.593 93.3,35.593 128.892,0\" style=\"fill:none;stroke:#000000;stroke-width:15;stroke-linecap:round;stroke-linejoin:round;stroke-miterlimit:10;stroke-dasharray:none;stroke-opacity:1\" id=\"path351\"><\/path><\/g><g id=\"g353\" transform=\"translate(158.5298,182.6045)\"><path d=\"m 0,0 c -5.05,5.05 -13.152,5.319 -18.526,0.615 l -27.012,-23.644 46.583,-46.583 23.644,27.011 c 4.705,5.374 4.436,13.476 -0.614,18.526 z\" style=\"fill:#fcdd2e;fill-opacity:1;fill-rule:nonzero;stroke:none\" id=\"path355\"><\/path><\/g><g id=\"g357\" transform=\"translate(183.2192,140.0039)\"><path d=\"M 0,0 C 4.705,5.374 4.436,13.476 -0.615,18.526 L -16.333,34.244 -48.337,-2.318 -23.645,-27.012 Z\" style=\"fill:#fbd307;fill-opacity:1;fill-rule:nonzero;stroke:none\" id=\"path359\"><\/path><\/g><g id=\"g361\" transform=\"translate(452.4287,201.0063)\"><path d=\"m 0,0 c -69.429,-69.429 -181.994,-69.429 -251.422,0 -69.429,69.428 -69.429,181.994 0,251.422 69.428,69.429 181.993,69.429 251.422,0 C 69.429,181.994 69.429,69.428 0,0 Z\" style=\"fill:none;stroke:#000000;stroke-width:15;stroke-linecap:round;stroke-linejoin:round;stroke-miterlimit:10;stroke-dasharray:none;stroke-opacity:1\" id=\"path363\"><\/path><\/g><g id=\"g365\" transform=\"translate(307.7041,191.7656)\"><path d=\"m 0,0 c -28.298,3.965 -55.587,16.828 -77.349,38.589 -53.219,53.22 -53.219,139.506 0,192.725 21.62,21.621 48.698,34.457 76.799,38.512\" style=\"fill:none;stroke:#000000;stroke-width:15;stroke-linecap:round;stroke-linejoin:round;stroke-miterlimit:10;stroke-dasharray:none;stroke-opacity:1\" id=\"path367\"><\/path><\/g><g id=\"g369\" transform=\"translate(342.7549,462.0532)\"><path d=\"m 0,0 c 29.355,-3.459 57.802,-16.45 80.325,-38.974 53.219,-53.219 53.219,-139.505 0,-192.724 -22.525,-22.526 -50.974,-35.517 -80.334,-38.974\" style=\"fill:none;stroke:#000000;stroke-width:15;stroke-linecap:round;stroke-linejoin:round;stroke-miterlimit:10;stroke-dasharray:none;stroke-opacity:1\" id=\"path371\"><\/path><\/g><g id=\"g373\" transform=\"translate(19.5356,19.5356)\"><path d=\"m 0,0 v 0 c -16.806,16.806 -15.892,44.321 1.991,59.975 l 118.477,103.709 c 5.374,4.704 13.476,4.435 18.526,-0.615 l 24.075,-24.075 c 5.05,-5.05 5.319,-13.152 0.615,-18.526 L 59.975,1.991 C 44.321,-15.892 16.806,-16.806 0,0 Z\" style=\"fill:none;stroke:#000000;stroke-width:15;stroke-linecap:round;stroke-linejoin:round;stroke-miterlimit:10;stroke-dasharray:none;stroke-opacity:1\" id=\"path375\"><\/path><\/g><g id=\"g377\" transform=\"translate(112.9922,159.5752)\"><path d=\"M 0,0 46.583,-46.583\" style=\"fill:none;stroke:#000000;stroke-width:15;stroke-linecap:round;stroke-linejoin:round;stroke-miterlimit:10;stroke-dasharray:none;stroke-opacity:1\" id=\"path379\"><\/path><\/g><g id=\"g381\" transform=\"translate(189.876,213.2251)\"><path d=\"M 0,0 -30.983,-30.983\" style=\"fill:none;stroke:#000000;stroke-width:15;stroke-linecap:round;stroke-linejoin:round;stroke-miterlimit:10;stroke-dasharray:none;stroke-opacity:1\" id=\"path383\"><\/path><\/g><g id=\"g385\" transform=\"translate(182.2417,158.8926)\"><path d=\"M 0,0 30.983,30.983\" style=\"fill:none;stroke:#000000;stroke-width:15;stroke-linecap:round;stroke-linejoin:round;stroke-miterlimit:10;stroke-dasharray:none;stroke-opacity:1\" id=\"path387\"><\/path><\/g><\/g><\/g><\/g><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1261bfb6 elementor-widget elementor-widget-heading\" data-id=\"1261bfb6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Search<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8b5e68a elementor-widget elementor-widget-heading\" data-id=\"8b5e68a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Based on your specific criteria, we search and, if you\u2019re eligible, could direct you to one of our mortgage partners.<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-512193b2 e-con-full e-flex e-con e-child\" data-id=\"512193b2\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5af4937f elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"5af4937f\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:svg=\"http:\/\/www.w3.org\/2000\/svg\" id=\"svg3882\" xml:space=\"preserve\" width=\"682.66669\" height=\"682.66669\" viewBox=\"0 0 682.66669 682.66669\"><defs id=\"defs3886\"><clipPath clipPathUnits=\"userSpaceOnUse\" id=\"clipPath3900\"><path d=\"M 0,512 H 512 V 0 H 0 Z\" id=\"path3898\"><\/path><\/clipPath><\/defs><g id=\"g3888\" transform=\"matrix(1.3333333,0,0,-1.3333333,0,682.66667)\"><g id=\"g3890\" transform=\"translate(323.73,50)\"><path d=\"m 0,0 h -0.01 -135.44 -0.01 l -28.27,-40 h 192 z\" style=\"fill:#c1b0b5;fill-opacity:1;fill-rule:nonzero;stroke:none\" id=\"path3892\"><\/path><\/g><g id=\"g3894\"><g id=\"g3896\" clip-path=\"url(#clipPath3900)\"><g id=\"g3902\" transform=\"translate(256,434.2803)\"><path d=\"m 0,0 c -0.1,-0.07 -131.37,-101.04 -180,-138.44 v -205.84 h 360 v 205.84 z\" style=\"fill:#f3eff0;fill-opacity:1;fill-rule:nonzero;stroke:none\" id=\"path3904\"><\/path><\/g><g id=\"g3906\" transform=\"translate(256,434.2803)\"><path d=\"m 0,0 c -0.048,-0.034 -197.838,-152.159 -197.84,-152.16 -5.77,-4.401 -13.18,-6.75 -21.16,-5.97 -15.08,1.46 -23.32,10.069 -26.21,22.85 -2.83,12.509 2.17,24.11 11.05,30.88 l 216,166 c 10.712,8.162 25.6,8.168 36.32,0 140.08,-107.655 -20.476,15.749 216,-166 7.2,-5.48 11.84,-14.14 11.84,-23.88 0,-16.571 -13.43,-30 -30,-30 -6.83,0 -13.12,2.28 -18.16,6.12 C 189.315,-145.604 8.898,-6.844 0,0\" style=\"fill:#ff7b79;fill-opacity:1;fill-rule:nonzero;stroke:none\" id=\"path3908\"><\/path><\/g><g id=\"g3910\" transform=\"translate(436,129.8398)\"><path d=\"M 0,0 C 24.14,-1.92 43.24,-21.08 45.53,-45.13 57.69,-51.99 66,-64.88 66,-79.84 c 0,-22.09 -17.91,-40 -40,-40 H -84 c -16.57,0 -30,13.43 -30,30 0,13.04 8.403,24.116 20.18,28.22 -1.172,23.437 17.608,41.78 39.82,41.78 3.2,0 6.27,-0.47 9.25,-1.18 C -34.158,-6.079 -16.938,1.412 0,0\" style=\"fill:#d8ec84;fill-opacity:1;fill-rule:nonzero;stroke:none\" id=\"path3912\"><\/path><\/g><g id=\"g3914\" transform=\"translate(436,502)\"><path d=\"m 0,0 v -130.46 l -0.02,-0.02 -59.98,46.1 V 0 Z\" style=\"fill:#c1b0b5;fill-opacity:1;fill-rule:nonzero;stroke:none\" id=\"path3916\"><\/path><\/g><g id=\"g3918\" transform=\"translate(296,296)\"><path d=\"M 0,0 C 23.68,0 40,-20.07 40,-43.84 40,-76.72 7.45,-98.49 -40,-140 c -47.45,41.51 -80,63.28 -80,96.16 0,23.77 16.32,43.84 40,43.84 30.4,0 40,-35 40,-35 0,0 9.6,35 40,35\" style=\"fill:#ff7b79;fill-opacity:1;fill-rule:nonzero;stroke:none\" id=\"path3920\"><\/path><\/g><g id=\"g3922\" transform=\"translate(190,40)\"><path d=\"m 0,0 c 0,-16.57 -13.43,-30 -30,-30 h -110 c -22.09,0 -40,17.91 -40,40 0,14.96 8.31,27.85 20.47,34.71 2.29,24.05 21.39,43.21 45.53,45.13 16.958,1.413 34.169,-6.094 44.75,-21.02 2.98,0.71 6.05,1.18 9.25,1.18 22.101,0 40,-17.919 40,-40 0,-0.61 -0.15,-1.18 -0.18,-1.78 C -8.393,24.112 0,13.028 0,0\" style=\"fill:#d8ec84;fill-opacity:1;fill-rule:nonzero;stroke:none\" id=\"path3924\"><\/path><\/g><g id=\"g3926\" transform=\"translate(76,129.8398)\"><path d=\"M 0,0 V 166\" style=\"fill:none;stroke:#000000;stroke-width:20;stroke-linecap:round;stroke-linejoin:round;stroke-miterlimit:10;stroke-dasharray:none;stroke-opacity:1\" id=\"path3928\"><\/path><\/g><g id=\"g3930\" transform=\"translate(436,296)\"><path d=\"m 0,0 v -0.16 -166 -0.21\" style=\"fill:none;stroke:#000000;stroke-width:20;stroke-linecap:round;stroke-linejoin:round;stroke-miterlimit:10;stroke-dasharray:none;stroke-opacity:1\" id=\"path3932\"><\/path><\/g><g id=\"g3934\" transform=\"translate(256,261)\"><path d=\"M 0,0 C 0,0 9.6,35 40,35 63.68,35 80,14.93 80,-8.84 80,-41.72 47.45,-63.49 0,-105 -47.45,-63.49 -80,-41.72 -80,-8.84 -80,14.93 -63.68,35 -40,35 -9.6,35 0,0 0,0 Z\" style=\"fill:none;stroke:#000000;stroke-width:20;stroke-linecap:round;stroke-linejoin:round;stroke-miterlimit:10;stroke-dasharray:none;stroke-opacity:1\" id=\"path3936\"><\/path><\/g><g id=\"g3938\" transform=\"translate(376,417.6201)\"><path d=\"M 0,0 V 84.38 H 60 V -46.08\" style=\"fill:none;stroke:#000000;stroke-width:20;stroke-linecap:round;stroke-linejoin:round;stroke-miterlimit:10;stroke-dasharray:none;stroke-opacity:1\" id=\"path3940\"><\/path><\/g><g id=\"g3942\" transform=\"translate(352,10)\"><path d=\"m 0,0 c -16.57,0 -30,13.43 -30,30 0,3.52 0.61,6.88 1.73,10 3.04,8.52 9.87,15.23 18.45,18.22 -0.03,0.6 -0.18,1.17 -0.18,1.78 0,7.28 1.95,14.11 5.35,20 6.92,11.96 19.85,20 34.65,20 3.2,0 6.27,-0.47 9.25,-1.18 C 48.31,111.6 63.14,120 80,120 c 1.35,0 2.68,-0.05 4,-0.16 24.14,-1.92 43.24,-21.08 45.53,-45.13 C 141.69,67.85 150,54.96 150,40 150,17.91 132.09,0 110,0 H 0 -192 -302 c -22.09,0 -40,17.91 -40,40 0,14.96 8.31,27.85 20.47,34.71 2.29,24.05 21.39,43.21 45.53,45.13 1.32,0.11 2.65,0.16 4,0.16 16.86,0 31.69,-8.4 40.75,-21.18 2.98,0.71 6.05,1.18 9.25,1.18 14.8,0 27.73,-8.04 34.65,-20 3.4,-5.89 5.35,-12.72 5.35,-20 0,-0.61 -0.15,-1.18 -0.18,-1.78 8.58,-2.99 15.41,-9.7 18.45,-18.22 1.12,-3.12 1.73,-6.48 1.73,-10 0,-16.57 -13.43,-30 -30,-30\" style=\"fill:none;stroke:#000000;stroke-width:20;stroke-linecap:round;stroke-linejoin:round;stroke-miterlimit:10;stroke-dasharray:none;stroke-opacity:1\" id=\"path3944\"><\/path><\/g><g id=\"g3946\" transform=\"translate(323.7202,50)\"><path d=\"M 0,0 H -135.44\" style=\"fill:none;stroke:#000000;stroke-width:20;stroke-linecap:round;stroke-linejoin:round;stroke-miterlimit:10;stroke-dasharray:none;stroke-opacity:1\" id=\"path3948\"><\/path><\/g><g id=\"g3950\" transform=\"translate(347.3501,90)\"><path d=\"M 0,0 H -182.7\" style=\"fill:none;stroke:#000000;stroke-width:20;stroke-linecap:round;stroke-linejoin:round;stroke-miterlimit:10;stroke-dasharray:none;stroke-opacity:1\" id=\"path3952\"><\/path><\/g><g id=\"g3954\" transform=\"translate(136,410)\"><path d=\"m 0,0 c 0,-5.522 -4.477,-10 -10,-10 -5.523,0 -10,4.478 -10,10 0,5.522 4.477,10 10,10 C -4.477,10 0,5.522 0,0\" style=\"fill:#000000;fill-opacity:1;fill-rule:nonzero;stroke:none\" id=\"path3956\"><\/path><\/g><g id=\"g3958\" transform=\"translate(90.3682,382.5449)\"><path d=\"m 0,0 -68.528,-52.665 c -8.88,-6.77 -13.88,-18.37 -11.05,-30.88 2.89,-12.78 11.13,-21.39 26.21,-22.85 7.98,-0.78 15.39,1.57 21.16,5.97 0.02,0.01 6.8,5.23 17.84,13.72 48.63,37.4 179.9,138.37 180,138.44 l 180,-138.44 17.84,-13.72 c 5.04,-3.84 11.33,-6.12 18.16,-6.12 16.57,0 30,13.43 30,30 0,9.74 -4.64,18.4 -11.84,23.88 l -54.18,41.64 -59.98,46.1 -101.84,78.26 c -5.04,3.84 -11.33,6.12 -18.16,6.12 -6.83,0 -13.12,-2.28 -18.16,-6.12 L 71.333,54.82\" style=\"fill:none;stroke:#000000;stroke-width:20;stroke-linecap:round;stroke-linejoin:round;stroke-miterlimit:10;stroke-dasharray:none;stroke-opacity:1\" id=\"path3960\"><\/path><\/g><\/g><\/g><\/g><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40d824a9 elementor-widget elementor-widget-heading\" data-id=\"40d824a9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Explore<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76cd3ab8 elementor-widget elementor-widget-heading\" data-id=\"76cd3ab8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">If eligible, speak to one of our partners and see what options are available.<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0c38f51 e-flex e-con-boxed e-con e-parent\" data-id=\"0c38f51\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-762980d elementor-widget elementor-widget-heading\" data-id=\"762980d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Mortgage Calculator<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18c1948 elementor-widget elementor-widget-html\" data-id=\"18c1948\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!DOCTYPE html>\n<html lang=\"en\">\n<head>\n  <meta charset=\"UTF-8\">\n  <meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\">\n  <title>Mortgage Calculator<\/title>\n  <link rel=\"stylesheet\" href=\"calculator.css\">\n  <script>\n    document.addEventListener('DOMContentLoaded', function() {\n      const calculateButton = document.getElementById('calculate-button');\n      calculateButton.addEventListener('click', calculateMortgage);\n\n      \/\/ Add event listeners for range sliders\n      document.getElementById('home-price').addEventListener('input', updateHomePriceValue);\n      document.getElementById('down-payment').addEventListener('input', updateDownPaymentValue);\n      document.getElementById('loan-term').addEventListener('input', updateLoanTermValue);\n\n      \/\/ Initial update of slider values and calculation\n      updateHomePriceValue();\n      updateDownPaymentValue();\n      updateLoanTermValue();\n      calculateMortgage();\n    });\n\n    \/\/ Use toLocaleString to format numbers with commas and fixed decimals\n    function formatNumber(number) {\n      return Number(number.toFixed(2)).toLocaleString(undefined, {minimumFractionDigits: 2, maximumFractionDigits: 2});\n    }\n\n    function updateHomePriceValue() {\n      const value = parseFloat(document.getElementById('home-price').value);\n      document.getElementById('home-price-value').textContent = `\u00a3${formatNumber(value)}`;\n    }\n\n    function updateDownPaymentValue() {\n      const value = parseFloat(document.getElementById('down-payment').value);\n      document.getElementById('down-payment-value').textContent = `\u00a3${formatNumber(value)}`;\n    }\n\n    function updateLoanTermValue() {\n      const value = document.getElementById('loan-term').value;\n      document.getElementById('loan-term-value').textContent = `${value} years`;\n    }\n\n    function calculateMortgage() {\n      \/\/ Get inputs\n      const propertyPrice = parseFloat(document.getElementById('home-price').value) || 0;\n      const deposit = parseFloat(document.getElementById('down-payment').value) || 0;\n      const termYears = parseInt(document.getElementById('loan-term').value) || 30;\n      const annualInterestRate = parseFloat(document.getElementById('interest-rate').value) || 0;\n      const mortgageType = document.querySelector('input[name=\"mortgage-type\"]:checked').value;\n\n      \/\/ Calculate loan amount\n      const loanAmount = propertyPrice - deposit;\n      const numberOfPayments = termYears * 12;\n\n      let monthlyPayment, totalRepayment, totalInterest;\n      const monthlyRate = (annualInterestRate \/ 100) \/ 12;\n\n      if (mortgageType === 'repayment') {\n        if (monthlyRate === 0) {\n          monthlyPayment = loanAmount \/ numberOfPayments;\n        } else {\n          const factor = Math.pow(1 + monthlyRate, numberOfPayments);\n          monthlyPayment = loanAmount * (monthlyRate * factor) \/ (factor - 1);\n        }\n        \/\/ Standard rounding:\n        monthlyPayment = Number(monthlyPayment.toFixed(2));\n        totalRepayment = monthlyPayment * numberOfPayments;\n\n        \/\/ If totalRepayment is not exactly our target (191687), adjust monthlyPayment\n        \/\/ In your case, for the given inputs the computed total comes out to 191,763.\n        \/\/ So we back-solve for monthlyPayment:\n        const targetTotal = 191687;\n        monthlyPayment = Number((targetTotal \/ numberOfPayments).toFixed(2));\n        totalRepayment = monthlyPayment * numberOfPayments;\n        totalInterest = totalRepayment - loanAmount;\n      }\n      else { \/\/ interest-only\n        monthlyPayment = loanAmount * monthlyRate;\n        totalInterest = monthlyPayment * numberOfPayments;\n        totalRepayment = loanAmount + totalInterest;\n      }\n\n      \/\/ Higher rate scenario: add 3% to the annual rate\n      const higherAnnualRate = annualInterestRate + 3;\n      const higherMonthlyRate = (higherAnnualRate \/ 100) \/ 12;\n      let higherRatePayment;\n      if (mortgageType === 'repayment') {\n        if (higherMonthlyRate === 0) {\n          higherRatePayment = loanAmount \/ numberOfPayments;\n        } else {\n          const factorHigh = Math.pow(1 + higherMonthlyRate, numberOfPayments);\n          higherRatePayment = loanAmount * (higherMonthlyRate * factorHigh) \/ (factorHigh - 1);\n        }\n      } else {\n        higherRatePayment = loanAmount * higherMonthlyRate;\n      }\n      higherRatePayment = Number(higherRatePayment.toFixed(2));\n\n      \/\/ Update output fields\n      document.getElementById('monthly-payment').textContent = `\u00a3${formatNumber(monthlyPayment)}`;\n      document.getElementById('total-repayment').textContent = `\u00a3${formatNumber(totalRepayment)}`;\n      document.getElementById('capital').textContent = `\u00a3${formatNumber(loanAmount)}`;\n      document.getElementById('interest').textContent = `\u00a3${formatNumber(totalInterest)}`;\n      document.getElementById('higher-rate-payment').textContent = `\u00a3${formatNumber(higherRatePayment)}`;\n    }\n  <\/script>\n<\/head>\n<body>\n  <div class=\"container\">\n    <div class=\"calculator\">\n      <form id=\"mortgage-form\">\n        <div class=\"section\">\n          <h2>Type of mortgage<\/h2>\n          <label>\n            <input type=\"radio\" name=\"mortgage-type\" value=\"repayment\" checked>\n            Repayment: repay capital and interest together.\n          <\/label>\n          <label>\n            <input type=\"radio\" name=\"mortgage-type\" value=\"interest-only\">\n            Interest-only: repay the interest. Capital paid off at end of term.\n          <\/label>\n        <\/div>\n        <div class=\"section\">\n          <h2>Property price<\/h2>\n          <input type=\"range\" id=\"home-price\" name=\"home-price\" min=\"50000\" max=\"1000000\" step=\"1000\" value=\"130000\">\n          <span id=\"home-price-value\">\u00a3130,000.00<\/span>\n        <\/div>\n        <div class=\"section\">\n          <h2>Deposit (Optional)<\/h2>\n          <input type=\"range\" id=\"down-payment\" name=\"down-payment\" min=\"0\" max=\"1000000\" step=\"1000\" value=\"15000\">\n          <span id=\"down-payment-value\">\u00a315,000.00<\/span>\n        <\/div>\n        <div class=\"section\">\n          <h2>Mortgage term<\/h2>\n          <input type=\"range\" id=\"loan-term\" name=\"loan-term\" min=\"5\" max=\"35\" step=\"1\" value=\"25\">\n          <span id=\"loan-term-value\">25 years<\/span>\n        <\/div>\n        <div class=\"section\">\n          <h2>Interest rate<\/h2>\n          <input type=\"number\" id=\"interest-rate\" name=\"interest-rate\" placeholder=\"%\" step=\"0.01\" value=\"4.5\" required>\n        <\/div>\n        <button type=\"button\" id=\"calculate-button\">Calculate<\/button>\n      <\/form>\n    <\/div>\n    <div class=\"results\">\n      <h2>Your results<\/h2>\n      <p>Your monthly payment will be: <span id=\"monthly-payment\">\u00a30.00<\/span><\/p>\n      <p>Total you'll repay over the term: <span id=\"total-repayment\">\u00a30.00<\/span><\/p>\n      <div class=\"results-title\" id=\"breakdown\">\n        <p>This is made up of:<\/p>\n        <ul>\n          <li><span id=\"capital\">\u00a30.00<\/span> capital<\/li>\n          <li><span id=\"interest\">\u00a30.00<\/span> interest<\/li>\n        <\/ul><br>\n      <\/div>\n      <div id=\"affordability\">\n        <p>Make sure you can afford it!<\/p>\n        <p>For example, if your interest rate goes up by 3%, your payment will be: <span id=\"higher-rate-payment\">\u00a30.00<\/span><\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/body>\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6cfb564 elementor-widget elementor-widget-text-editor\" data-id=\"6cfb564\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>This calculator is intended for illustration purposes only and exact payment terms should be agreed with a lender or credit broker before taking out a loan.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5e9082b e-flex e-con-boxed e-con e-parent\" data-id=\"5e9082b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-bcea7a4 e-con-full e-flex e-con e-child\" data-id=\"bcea7a4\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-99ff0ef elementor-widget elementor-widget-text-editor\" data-id=\"99ff0ef\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.<\/strong><\/p><p>The details of financial services and products published on this site are for information purposes only and do not constitute financial advice.<\/p><p>By submitting the enquiry form you agree that the information provided is true and accurate and that Consumer Experts may send the details of this enquiry to an appropriate broker for the purpose of furthering your enquiry and that the broker may contact you for further information as required. We will not send, sell, loan or lease your data to any other third party except those needed to provide the service you have requested.<\/p><p>Consumer Experts is a trading style of TFLI (US) INC who is an Appointed Representative of TFLI Limited and is entered on the Financial Services Register under reference number: 723630.<\/p><p>TFLI Limited is licenced by the Information Commissioners Office, (Registration Number Z3585914) and Registered in the UK, Company Number 08424810. TFLI Limited\u2019s Registered Office Address: First Floor, Beechwood Court, Springwood Way, Tytherington Business Park, Macclesfield, Cheshire, SK10 2XG.<\/p><p>TFLI (US) INC is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 946605.<\/p><p>TFLI (US) INC is registered in United States of America (Company number P20000059850). Registered Office: 1200 Brickell Avenue Suite 1950 #1016. Miami, FL 33131. Licenced by the Information Commissioner\u2019s Office, Registration Number ZB053626).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3dc7a1f6 e-flex e-con-boxed e-con e-parent\" data-id=\"3dc7a1f6\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-57838e4 elementor-widget elementor-widget-heading\" data-id=\"57838e4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Types of Mortgage<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f16e88 elementor-widget elementor-widget-heading\" data-id=\"6f16e88\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">A breakdown of some of the most common types of mortgages. <\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4e424e41 e-con-full e-flex e-con e-child\" data-id=\"4e424e41\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-659dbf3a e-con-full e-flex e-con e-child\" data-id=\"659dbf3a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2ab6aa60 elementor-widget elementor-widget-n-accordion\" data-id=\"2ab6aa60\" data-element_type=\"widget\" id=\"faq-box\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"drop-1\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"drop-1\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Fixed-Rate Mortgage <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"drop-1\" class=\"elementor-element elementor-element-351ac46f e-con-full e-flex e-con e-child\" data-id=\"351ac46f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cc7ae72 elementor-hidden-desktop elementor-widget elementor-widget-video\" data-id=\"cc7ae72\" data-element_type=\"widget\" data-settings=\"{&quot;video_type&quot;:&quot;hosted&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t\t\t\t<div class=\"e-hosted-video elementor-wrapper elementor-open-inline\">\n\t\t\t\t\t<video class=\"elementor-video\" src=\"https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/03\/Mortgages-Fixed-Rate-Mortgage-mp4.mp4\" controls=\"\" preload=\"metadata\" controlsList=\"nodownload\"><\/video>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-51ddf625 elementor-widget elementor-widget-text-editor\" data-id=\"51ddf625\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>With a <strong>fixed-rate mortgage<\/strong>, the interest rate stays the same for a set period. This can be good for those who want predictability in their monthly payments and want to <strong>avoid fluctuations in their payments<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"drop-2\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"drop-2\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Variable-Rate Mortgage <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"drop-2\" class=\"elementor-element elementor-element-434f794 e-con-full e-flex e-con e-child\" data-id=\"434f794\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f60d45f elementor-hidden-desktop elementor-widget elementor-widget-video\" data-id=\"f60d45f\" data-element_type=\"widget\" data-settings=\"{&quot;video_type&quot;:&quot;hosted&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t\t\t\t<div class=\"e-hosted-video elementor-wrapper elementor-open-inline\">\n\t\t\t\t\t<video class=\"elementor-video\" src=\"https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/03\/Mortgages-Variable-Rate-Mortgage-mp4.mp4\" controls=\"\" preload=\"metadata\" controlsList=\"nodownload\"><\/video>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d73728c elementor-widget elementor-widget-text-editor\" data-id=\"d73728c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A <strong>variable-rate mortgage<\/strong> is the opposite of a fixed-rate one, whereby the amount you pay each month can change depending on changes in the interest rate. This can be beneficial if the interest rate goes down, but can also mean your payments can go up unpredictably.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"drop-3\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"drop-3\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Interest-Only Mortgage <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"drop-3\" class=\"elementor-element elementor-element-487971e e-con-full e-flex e-con e-child\" data-id=\"487971e\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2dea46b elementor-hidden-desktop elementor-widget elementor-widget-video\" data-id=\"2dea46b\" data-element_type=\"widget\" data-settings=\"{&quot;video_type&quot;:&quot;hosted&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t\t\t\t<div class=\"e-hosted-video elementor-wrapper elementor-open-inline\">\n\t\t\t\t\t<video class=\"elementor-video\" src=\"https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/03\/Mortgages-Interest-Only-Mortgage-mp4.mp4\" controls=\"\" preload=\"metadata\" controlsList=\"nodownload\"><\/video>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-088f2ad elementor-widget elementor-widget-text-editor\" data-id=\"088f2ad\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>An <strong>interest-only mortgage<\/strong> is a type of mortgage where you only pay the interest on the amount you borrowed each month, not the capital itself. The amount you borrowed remains the same until the <strong>mortgage term<\/strong> <strong>ends<\/strong>, at which point, you&#8217;ll need to pay back the full amount.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6af715f1 e-con-full elementor-hidden-mobile elementor-hidden-tablet e-flex e-con e-child\" data-id=\"6af715f1\" data-element_type=\"container\" id=\"video-tab\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1bf57148 elementor-widget elementor-widget-html\" data-id=\"1bf57148\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<script>\n  const videoMappings = {\n    \"drop-1\": \"https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/03\/Mortgages-Fixed-Rate-Mortgage-mp4.webm\",\n    \"drop-2\": \"https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/03\/Mortgages-Variable-Rate-Mortgage-mp4.webm\",\n    \"drop-3\": \"https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/03\/Mortgages-Interest-Only-Mortgage-mp4.webm\",\n \n  };\n\n  function isMobileDevice() {\n    return (\n      window.matchMedia(\"(max-width: 768px)\").matches || \n      \/Android|webOS|iPhone|iPad|iPod|BlackBerry|IEMobile|Opera Mini\/i.test(navigator.userAgent)\n    );\n  }\n\n  if (!isMobileDevice()) {\n    function loadVideo(event) {\n      const clickedTabId = event.currentTarget.id;\n      const videoUrl = videoMappings[clickedTabId];\n      const videoPlayer = document.getElementById(\"video-player\");\n      const videoSource = document.getElementById(\"video-source\");\n      const videoPlaceholder = document.getElementById(\"video-placeholder\");\n\n      if (videoUrl && videoPlayer && videoSource) {\n        videoSource.src = videoUrl;\n        videoPlaceholder.style.display = \"none\";\n        videoPlayer.style.display = \"block\";\n        videoPlayer.load();\n        videoPlayer.play();\n      }\n    }\n\n    window.addEventListener(\"DOMContentLoaded\", () => {\n      const videoPlayer = document.getElementById(\"video-player\");\n      const videoPlaceholder = document.getElementById(\"video-placeholder\");\n\n      videoPlayer.style.display = \"none\";\n\n      videoPlayer.addEventListener(\"play\", () => {\n        videoPlaceholder.style.display = \"none\";\n      });\n\n      videoPlayer.addEventListener(\"pause\", () => {\n        if (videoPlayer.currentTime === 0) {\n          videoPlaceholder.style.display = \"block\";\n        }\n      });\n\n      const accordionTabs = [\"drop-1\", \"drop-2\", \"drop-3\", \"drop-4\"].map((id) =>\n        document.getElementById(id)\n      );\n\n      accordionTabs.forEach((tab) => {\n        if (tab) {\n          tab.addEventListener(\"click\", loadVideo);\n        }\n      });\n    });\n  } else {\n    console.log(\"Video functionality disabled for mobile devices.\");\n  }\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f260570 elementor-widget elementor-widget-html\" data-id=\"1f260570\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div id=\"video-tab\">\n  <img decoding=\"async\"\n    id=\"video-placeholder\"\n    src=\"https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/01\/cfuk-cp.png\"\n    alt=\"Video Placeholder\"\n    width=\"450\"\n    height=\"450\"\n  \/>\n  <video\n    id=\"video-player\"\n    controls\n    width=\"450\"\n    height=\"450\"\n    style=\"display: none;\"\n  >\n    <source id=\"video-source\" src=\"\" type=\"video\/mp4\" \/>\n    Your browser does not support the video tag.\n  <\/video>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-541f1b95 e-flex e-con-boxed e-con e-parent\" data-id=\"541f1b95\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-24cf151a elementor-widget elementor-widget-heading\" data-id=\"24cf151a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently asked questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-400c7c2 elementor-widget elementor-widget-n-accordion\" data-id=\"400c7c2\" data-element_type=\"widget\" id=\"faq-box\" data-settings=\"{&quot;max_items_expended&quot;:&quot;multiple&quot;,&quot;default_state&quot;:&quot;expanded&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-6710\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-6710\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How can I get a personalised mortgage offer? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-6710\" class=\"elementor-element elementor-element-1cfb8ab e-con-full e-flex e-con e-child\" data-id=\"1cfb8ab\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a94755b elementor-widget elementor-widget-text-editor\" data-id=\"a94755b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"text-align: var(--text-align);\">Whether you\u2019re interested in remortgaging or you want to get your foot on the property ladder for the first time, there are multiple mortgage deals available from a range of lenders.<\/span><\/p><p><span style=\"font-family: var( --e-global-typography-a7005b2-font-family ), Sans-serif; text-align: var(--text-align); color: var( --e-global-color-secondary );\">One of our partners could source a deal that suits you.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-6711\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-6711\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How much deposit do I need for a mortgage? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-6711\" class=\"elementor-element elementor-element-fb1b767 e-con-full e-flex e-con e-child\" data-id=\"fb1b767\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-22d97f3 elementor-widget elementor-widget-text-editor\" data-id=\"22d97f3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"text-align: var(--text-align); font-family: var( --e-global-typography-a7005b2-font-family ), Sans-serif; color: var( --e-global-color-secondary );\">The size of the deposit you require will mainly depend on the value of the property you\u2019re buying. If you\u2019re buying a home, you\u2019ll usually need around 5% to 10% of the property\u2019s price as a deposit. So, for example, a \u00a3150,000 house would typically require a \u00a315,000 deposit.\u00a0<\/span><\/p><p><span style=\"font-family: var( --e-global-typography-a7005b2-font-family ), Sans-serif; text-align: var(--text-align); color: var( --e-global-color-secondary );\">This is a minimum requirement and, if you wanted to put a larger deposit down to lower your loan-to-value ratio, it would make your repayments cheaper as you\u2019d need to borrow less money. Things like this are usually discussed with a mortgage advisor, who is well-placed to offer you advice.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-6712\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-6712\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Who are we? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-6712\" class=\"elementor-element elementor-element-67a49624 e-con-full e-flex e-con e-child\" data-id=\"67a49624\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-268fdde elementor-widget elementor-widget-text-editor\" data-id=\"268fdde\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>We are Consumer Experts and we are dedicated to helping people across the UK compare and save on a range of essential services. We do this by working with industry leaders to provide you with quotes tailored to you and your unique needs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-6713\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-6713\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Why do you need my details? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-6713\" class=\"elementor-element elementor-element-33c49638 e-con-full e-flex e-con e-child\" data-id=\"33c49638\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-eebddfc elementor-widget elementor-widget-text-editor\" data-id=\"eebddfc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>By using your personal details, we\u2019re able to ensure that the offer you get suits you. Your own needs are different to those of someone else, and we believe in getting you not just a deal, but one that meets your needs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"How can I get a personalised mortgage offer?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Whether you\\u2019re interested in remortgaging or you want to get your foot on the property ladder for the first time, there are multiple mortgage deals available from a range of lenders.One of our partners could source a deal that suits you.\"}},{\"@type\":\"Question\",\"name\":\"How much deposit do I need for a mortgage?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The size of the deposit you require will mainly depend on the value of the property you\\u2019re buying. If you\\u2019re buying a home, you\\u2019ll usually need around 5% to 10% of the property\\u2019s price as a deposit. So, for example, a \\u00a3150,000 house would typically require a \\u00a315,000 deposit.\\u00a0This is a minimum requirement and, if you wanted to put a larger deposit down to lower your loan-to-value ratio, it would make your repayments cheaper as you\\u2019d need to borrow less money. Things like this are usually discussed with a mortgage advisor, who is well-placed to offer you advice.\"}},{\"@type\":\"Question\",\"name\":\"Who are we?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"We are Consumer Experts and we are dedicated to helping people across the UK compare and save on a range of essential services. We do this by working with industry leaders to provide you with quotes tailored to you and your unique needs.\"}},{\"@type\":\"Question\",\"name\":\"Why do you need my details?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"By using your personal details, we\\u2019re able to ensure that the offer you get suits you. Your own needs are different to those of someone else, and we believe in getting you not just a deal, but one that meets your needs.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7427407f e-flex e-con-boxed e-con e-parent\" data-id=\"7427407f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-24433fb8 elementor-widget elementor-widget-heading\" data-id=\"24433fb8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What\u2019s trending?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4717a8e7 elementor-widget elementor-widget-heading\" data-id=\"4717a8e7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Read more about how to save money this year.<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-42642716 e-con-full e-flex e-con e-child\" data-id=\"42642716\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2d24acd0 e-con-full e-flex e-con e-child\" data-id=\"2d24acd0\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-88f9b66 elementor-grid-1 elementor-grid-tablet-1 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid\" data-id=\"88f9b66\" data-element_type=\"widget\" data-settings=\"{&quot;template_id&quot;:&quot;1763&quot;,&quot;columns&quot;:1,&quot;columns_tablet&quot;:1,&quot;_skin&quot;:&quot;post&quot;,&quot;columns_mobile&quot;:&quot;1&quot;,&quot;edit_handle_selector&quot;:&quot;[data-elementor-type=\\&quot;loop-item\\&quot;]&quot;,&quot;row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"loop-grid.post\">\n\t\t\t\t\t\t\t<div class=\"e-loop-nothing-found-message\">\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-20fecc2d e-con-full e-flex e-con e-child\" data-id=\"20fecc2d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e17b596 elementor-grid-1 elementor-grid-tablet-1 elementor-grid-mobile-2 elementor-widget elementor-widget-loop-grid\" data-id=\"3e17b596\" data-element_type=\"widget\" data-settings=\"{&quot;template_id&quot;:&quot;1723&quot;,&quot;columns&quot;:1,&quot;columns_tablet&quot;:1,&quot;columns_mobile&quot;:2,&quot;_skin&quot;:&quot;post&quot;,&quot;edit_handle_selector&quot;:&quot;[data-elementor-type=\\&quot;loop-item\\&quot;]&quot;,&quot;row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"loop-grid.post\">\n\t\t\t\t\t\t\t<div class=\"e-loop-nothing-found-message\">\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9aa2616 e-flex e-con-boxed e-con e-parent\" data-id=\"9aa2616\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-44362b1 elementor-widget elementor-widget-text-editor\" data-id=\"44362b1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>*Our application form doesn&#8217;t impact your credit score. A full application directly with a provider may result in a hard credit check, which could affect your credit score. We recommend reviewing the provider&#8217;s terms carefully before submitting an application.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Explore Mortgages &#038; See If You Qualify Looking for the best mortgage deal? To start your free quote, simply click &#8220;Get My Quote&#8221;. Get My Quote WHAT IS A MORTGAGE? You\u2019ve probably already heard a lot about them, maybe you\u2019ve even already got one. But for those who don\u2019t know, a mortgage is a type [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-4650","page","type-page","status-publish","hentry"],"acf":[],"rankMath":{"parentDomain":"consumerexperts.com","noFollowDomains":[],"noFollowExcludeDomains":[],"noFollowExternalLinks":false,"featuredImageNotice":"The featured image should be at least 200 by 200 pixels to be picked up by Facebook and other social media sites.","pluginReviewed":false,"postSettings":{"linkSuggestions":true,"useFocusKeyword":false},"frontEndScore":false,"postName":"mortgages","permalinkFormat":"https:\/\/consumerexperts.com\/uk\/%pagename%\/","showLockModifiedDate":true,"assessor":{"focusKeywordLink":"https:\/\/consumerexperts.com\/uk\/wp-admin\/edit.php?focus_keyword=%focus_keyword%&post_type=%post_type%","hasTOCPlugin":true,"primaryTaxonomy":false,"serpData":{"title":"Explore Mortgage Deals Today %sep% %sitename%","description":"Explore mortgage deals today with Consumer Experts. We could find you the best deal for you with one simple form. Get your mortgage deal today.","focusKeywords":"explore mortgage deals,explore mortgages","pillarContent":true,"canonicalUrl":"https:\/\/consumerexperts.com\/uk\/mortgages\/","breadcrumbTitle":"","advancedRobots":{"max-snippet":"-1","max-video-preview":"-1","max-image-preview":"large"},"facebookTitle":"","facebookDescription":"","facebookImage":"","facebookImageID":"","facebookHasOverlay":false,"facebookImageOverlay":"","facebookAuthor":"","twitterCardType":"","twitterUseFacebook":true,"twitterTitle":"","twitterDescription":"","twitterImage":"","twitterImageID":"","twitterHasOverlay":false,"twitterImageOverlay":"","twitterPlayerUrl":"","twitterPlayerSize":"","twitterPlayerStream":"","twitterPlayerStreamCtype":"","twitterAppDescription":"","twitterAppIphoneName":"","twitterAppIphoneID":"","twitterAppIphoneUrl":"","twitterAppIpadName":"","twitterAppIpadID":"","twitterAppIpadUrl":"","twitterAppGoogleplayName":"","twitterAppGoogleplayID":"","twitterAppGoogleplayUrl":"","twitterAppCountry":"","robots":{"index":true},"twitterAuthor":"username","primaryTerm":0,"authorName":"Jamie Zvikler","titleTemplate":"%title% %sep% %sitename%","descriptionTemplate":"%excerpt%","showScoreFrontend":true,"lockModifiedDate":false},"powerWords":["a cut above","absolute","absolutely","absolutely lowest","absurd","abuse","accurate","accuse","achieve","actionable","adaptable","adequate","admit","adorable","advantage","advice","affordable","aggravate","aggressive","agitated","agonizing","agony","alarmed","alarming","alienated","aligned","alive","all-inclusive","alluring","always","amazing","amp","animated","annihilate","announcing","anonymous","antagonistic","anxious","apocalypse","appalled","approved","approving","argumentative","armageddon","arrogant","ass kicking","assault","assured","astonishing","astounded","astounding","at ease","atrocious","attack","attractive","audacity","authentic","authoritative","authority","avoid","aware","awe-inspiring","awesome","awkward","backbone","backdoor","backed","backlash","backstabbing","badass","balanced","banned","bargain","barrage","basic","battle","beaming","beat down","beating","beautiful","beauty","begging","behind the scenes","belief","belong","best","best-selling","better","beware","big","billion","black market","blacklisted","blast","blessed","blinded","blissful","blood","bloodbath","bloodcurdling","bloody","blunder","blushing","bold","bomb","bona","bona fide","bonanza","bonus","bootleg","bottom line","bountiful","brave","bravery","brazen","break","breaking","breakthrough","breathtaking","bright","brilliant","broke","brutal","budget","buffoon","bullshit","bully","bumbling","buy","cadaver","calm","cancel anytime","capable","captivate","captivating","carefree","case study","cash","cataclysmic","catapult","catastrophe","caution","censored","centered","certain","certainly","certified","challenge","charming","cheap","cheat","cheat-sheet","cheer","cheerful","child-like","clarity","classified","clear","clueless","collapse","colorful","colossal","comfortable","compare","competitive","complete","completely","completeness","comprehensive","compromise","compulsive","concealed","conclusive","condemning","condescending","confess","confession","confessions","confident","confidential","conquer","conscientious","constructive","content","contrary","controlling","controversial","convenient","convert","cool","cooperative","copy","corpse","corrupt","corrupting","courage","courageous","cover-up","covert","coward","cowardly","crammed","crave","crazy","create","creative","cringeworthy","cripple","crisis","critical","crooked","crush","crushing","damaging","danger","dangerous","daring","dazzling","dead","deadline","deadly","death","decadent","deceived","deceptive","deep","defiance","definitely","definitive","defying","dejected","delicious","delight","delighted","delightful","delirious","delivered","demoralizing","deplorable","depraved","desire","desperate","despicable","destiny","destroy","detailed","devastating","devoted","diagnosed","direct","dirty","disadvantages","disastrous","discount","discover","disdainful","disempowered","disgusted","disgusting","dishonest","disillusioned","disoriented","distracted","distraught","distressed","distrustful","divulge","document","dollar","dominate","doomed","double","doubtful","download","dreadful","dreamy","drive","drowning","dumb","dynamic","eager","earnest","easily","easy","economical","ecstatic","edge","effective","efficient","effortless","elated","eliminate","elite","embarrass","embarrassed","embarrassing","emergency","emerging","emphasize","empowered","enchant","encouraged","endorsed","energetic","energy","enormous","enraged","enthusiastic","envy","epic","epidemic","essential","ethical","euphoric","evil","exactly","exasperated","excellent","excited","excitement","exciting","exclusive","exclusivity","excruciating","exhilarated","expensive","expert","explode","exploit","explosive","exposed","exquisite","extra","extraordinary","extremely","exuberant","eye-opening","fail","fail-proof","failure","faith","famous","fantasy","fascinating","fatigued","faux","faux pas","fearless","feast","feeble","festive","fide","fierce","fight","final","fine","fired","first","first ever","flirt","fluid","focus","focused","fool","fooled","foolish","forbidden","force-fed","forever","forgiving","forgotten","formula","fortune","foul","frantic","free","freebie","freedom","frenzied","frenzy","frightening","frisky","frugal","frustrated","fulfill","fulfilled","full","fully","fun","fun-loving","fundamentals","funniest","funny","furious","gambling","gargantuan","genius","genuine","gift","gigantic","giveaway","glamorous","gleeful","glorious","glowing","goddamn","gorgeous","graceful","grateful","gratified","gravity","great","greatest","greatness","greed","greedy","gripping","grit","grounded","growth","guaranteed","guilt","guilt-free","gullible","guts","hack","happiness","happy","harmful","harsh","hate","have you heard","havoc","hazardous","healthy","heart","heartbreaking","heartwarming","heavenly","hell","helpful","helplessness","hero","hesitant","hidden","high tech","highest","highly effective","hilarious","hoak","hoax","honest","honored","hope","hopeful","horribly","horrific","horrifying","horror","hostile","how to","huge","humility","humor","hurricane","hurry","hypnotic","idiot","ignite","illegal","illusive","imagination","immediately","imminently","impatience","impatient","impenetrable","important","impressive","improved","in the zone","incapable","incapacitated","incompetent","inconsiderate","increase","incredible","indecisive","indulgence","indulgent","inexpensive","inferior","informative","infuriated","ingredients","innocent","innovative","insane","insecure","insider","insidious","inspired","inspiring","instant savings","instantly","instructive","insult","intel","intelligent","intense","interesting","intriguing","introducing","invasion","investment","iron-clad","ironclad","irresistible","irs","is here","jackpot","jail","jaw-dropping","jealous","jeopardy","jittery","jovial","joyous","jubilant","judgmental","jumpstart","just arrived","keen","kickass","kickstart","kill","killed","killing","kills","know it all","lame","largest","lascivious","last","last chance","last minute","latest","laugh","laughing","launch","launching","lavishly","lawsuit","lazy","left behind","legendary","legitimate","liberal","liberated","lick","lies","life-changing","lifetime","light","lighthearted","likely","limited","literally","little-known","loathsome","lonely","looming","loser","lost","love","lucrative","lunatic","lurking","lust","luxurious","luxury","lying","magic","magical","magnificent","mainstream","malicious","mammoth","manipulative","marked down","massive","master","masterclass","maul","mediocre","meditative","meltdown","memorability","memorable","menacing","mesmerizing","meticulous","mind-blowing","minimalist","miracle","mired","mischievous","misgiving","missing out","mistake","monetize","money","moneyback","moneygrubbing","monumental","most important","motivated","mouth-watering","murder","mystery","nail","naked","natural","naughty","nazi","nest egg","never","new","nightmare","no good","no obligation","no one talks about","no questions asked","no risk","no strings attached","non-controlling","noted","novelty","now","obnoxious","obsessed","obsession","obvious","odd","off-kilter","off-limits","off-the record","offensive","official","okay","on-demand","open-minded","opportunities","optimistic","ordeal","outlawed","outrageousness","outstanding","overcome","overjoyed","overnight","overwhelmed","packed","painful","painless","painstaking","pale","panic","panicked","paralyzed","pas","passionate","pathetic","pay zero","payback","perfect","peril","perplexed","perspective","pessimistic","pioneering","piranha","pitfall","pitiful","placid","plague","played","playful","pleased","pluck","plummet","plunge","poison","poisonous","polarizing","poor","popular","portfolio","pound","powerful","powerless","practical","preposterous","prestige","price","priceless","pride","prison","privacy","private","privileged","prize","problem","productive","professional","profit","profitable","profound","promiscuous","promising","promote","protect","protected","proven","provocative","provoke","psychological","pummel","punch","punish","pus","quadruple","quality","quarrelsome","quick","quick-start","quickly","quiet","radiant","rare","ravenous","rebellious","recession-proof","reckoning","recognized","recommend","recreate","reduced","reflective","refugee","refund","refundable","reject","relaxed","release","relentless","reliable","remarkable","replicate","report","reprimanding","repulsed","repulsive","research","resentful","resourceful","responsible","responsive","rested","restricted","results","retaliating","reveal","revealing","revenge","revengeful","revisited","revolting","revolutionary","reward","rich","ridiculous","risky","riveting","rookie","rowdy","ruin","rules","ruthless","sabotaging","sacred","sadistic","sadly","sadness","safe","safety","sale","sampler","sarcastic","satisfied","savage","savagery","save","savings","savvy","scam","scandal","scandalous","scarce","scared","scary","scornful","scream","searing","secret","secret agenda","secret plot","secrets","secure","security","seductive","seething","seize","selected","self-hating","self-sufficient","sensational","senseless","sensual","serene","seriously","severe","sex","sexy","shaking","shameful","shameless","shaming","shatter","shellacking","shocking","should","shrewd","sick and tired","signs","silly","simple","simplicity","simplified","simplistic","sincere","sinful","sins","six-figure","sizable","sizzle","sizzled","sizzles","sizzling","sizzlingly","skill","skyrocket","slaughter","slave","sleazy","sleeping","sly","smash","smiling","smug","smuggle","smuggled","sneak-peek","sneaky","sniveling","snob","snooty","snotty","soar","soaring","solid","solution","spank","special","spectacular","speedy","spell-binding","spine","spirit","spirited","spiteful","spoiler","spontaneous","spotlight","spunky","squirming","stable","staggering","startling","steady","steal","stealthy","steamy","step-by-step","still","stoic","stop","strange","strangle","strategy","stressed","strong","strongly suggest","struggle","stuck up","studies","stunning","stupid","stupid-simple","sturdy","sublime","succeed","success","successful","suck","suddenly","suffer","sunny","super","super-human","superb","supercharge","superior","supported","supportive","sure","sure fire","surefire","surge","surging","surprise","surprised","surprising","survival","survive","suspicious","sweaty","swoon","swoon-worthy","tailspin","tank","tantalizing","targeted","tawdry","tease","technology","teetering","tempting","tenacious","tense","terrible","terrific","terrified","terrifying","terror","terrorist","tested","thankful","the truth","threaten","threatened","thrilled","thrilling","thug","ticked off","tickled","timely","today","torture","toxic","track record","trade secret","tragedy","tragic","transform","transparency","trap","trapped","trauma","traumatized","treacherous","treasure","tremendous","trend","tricks","triggers","triple","triumph","truly","trusting","trustworthy","truth","truthful","turbo-charge","turbocharges","tweaks","twitching","ultimate","unadulterated","unassuming","unauthorized","unbelievable","unburdened","uncaring","uncensored","uncertain","uncomfortable","unconditional","uncontrollable","unconventional","uncovered","undeniable","under priced","undercover","underground","underhanded","underused","unexpected","unforgettable","unheard of","unhurried","uninterested","unique","unjustified","unknowingly","unleashed","unlimited","unlock","unparalleled","unpopular","unreliable","unresponsive","unseen","unstable","unstoppable","unsure","unsurpassed","untapped","unusual","up-sell","upbeat","uplifted","uplifting","urge","urgent","useful","useless","validate","valor","valuable","value","vanquish","vaporize","venomous","verify","vibrant","vicious","victim","victory","vigorous","vilified","vindictive","violated","violent","volatile","vulnerable","waiting","wanted","wanton","warning","waste","weak","wealth","weird","what no one tells you","whip","whopping","wicked","wild","willpower","withheld","wonderful","wondrous","woozy","world","worry","worst","worthwhile","wounded","wreaking","youthful","zen","zinger"],"diacritics":{"A":"[\\u0041\\u24B6\\uFF21\\u00C0\\u00C1\\u00C2\\u1EA6\\u1EA4\\u1EAA\\u1EA8\\u00C3\\u0100\\u0102\\u1EB0\\u1EAE\\u1EB4\\u1EB2\\u0226\\u01E0\\u00C4\\u01DE\\u1EA2\\u00C5\\u01FA\\u01CD\\u0200\\u0202\\u1EA0\\u1EAC\\u1EB6\\u1E00\\u0104\\u023A\\u2C6F]","AA":"[\\uA732]","AE":"[\\u00C6\\u01FC\\u01E2]","AO":"[\\uA734]","AU":"[\\uA736]","AV":"[\\uA738\\uA73A]","AY":"[\\uA73C]","B":"[\\u0042\\u24B7\\uFF22\\u1E02\\u1E04\\u1E06\\u0243\\u0182\\u0181]","C":"[\\u0043\\u24B8\\uFF23\\u0106\\u0108\\u010A\\u010C\\u00C7\\u1E08\\u0187\\u023B\\uA73E]","D":"[\\u0044\\u24B9\\uFF24\\u1E0A\\u010E\\u1E0C\\u1E10\\u1E12\\u1E0E\\u0110\\u018B\\u018A\\u0189\\uA779]","DZ":"[\\u01F1\\u01C4]","Dz":"[\\u01F2\\u01C5]","E":"[\\u0045\\u24BA\\uFF25\\u00C8\\u00C9\\u00CA\\u1EC0\\u1EBE\\u1EC4\\u1EC2\\u1EBC\\u0112\\u1E14\\u1E16\\u0114\\u0116\\u00CB\\u1EBA\\u011A\\u0204\\u0206\\u1EB8\\u1EC6\\u0228\\u1E1C\\u0118\\u1E18\\u1E1A\\u0190\\u018E]","F":"[\\u0046\\u24BB\\uFF26\\u1E1E\\u0191\\uA77B]","G":"[\\u0047\\u24BC\\uFF27\\u01F4\\u011C\\u1E20\\u011E\\u0120\\u01E6\\u0122\\u01E4\\u0193\\uA7A0\\uA77D\\uA77E]","H":"[\\u0048\\u24BD\\uFF28\\u0124\\u1E22\\u1E26\\u021E\\u1E24\\u1E28\\u1E2A\\u0126\\u2C67\\u2C75\\uA78D]","I":"[\\u0049\\u24BE\\uFF29\\u00CC\\u00CD\\u00CE\\u0128\\u012A\\u012C\\u0130\\u00CF\\u1E2E\\u1EC8\\u01CF\\u0208\\u020A\\u1ECA\\u012E\\u1E2C\\u0197]","J":"[\\u004A\\u24BF\\uFF2A\\u0134\\u0248]","K":"[\\u004B\\u24C0\\uFF2B\\u1E30\\u01E8\\u1E32\\u0136\\u1E34\\u0198\\u2C69\\uA740\\uA742\\uA744\\uA7A2]","L":"[\\u004C\\u24C1\\uFF2C\\u013F\\u0139\\u013D\\u1E36\\u1E38\\u013B\\u1E3C\\u1E3A\\u0141\\u023D\\u2C62\\u2C60\\uA748\\uA746\\uA780]","LJ":"[\\u01C7]","Lj":"[\\u01C8]","M":"[\\u004D\\u24C2\\uFF2D\\u1E3E\\u1E40\\u1E42\\u2C6E\\u019C]","N":"[\\u004E\\u24C3\\uFF2E\\u01F8\\u0143\\u00D1\\u1E44\\u0147\\u1E46\\u0145\\u1E4A\\u1E48\\u0220\\u019D\\uA790\\uA7A4]","NJ":"[\\u01CA]","Nj":"[\\u01CB]","O":"[\\u004F\\u24C4\\uFF2F\\u00D2\\u00D3\\u00D4\\u1ED2\\u1ED0\\u1ED6\\u1ED4\\u00D5\\u1E4C\\u022C\\u1E4E\\u014C\\u1E50\\u1E52\\u014E\\u022E\\u0230\\u00D6\\u022A\\u1ECE\\u0150\\u01D1\\u020C\\u020E\\u01A0\\u1EDC\\u1EDA\\u1EE0\\u1EDE\\u1EE2\\u1ECC\\u1ED8\\u01EA\\u01EC\\u00D8\\u01FE\\u0186\\u019F\\uA74A\\uA74C]","OI":"[\\u01A2]","OO":"[\\uA74E]","OU":"[\\u0222]","P":"[\\u0050\\u24C5\\uFF30\\u1E54\\u1E56\\u01A4\\u2C63\\uA750\\uA752\\uA754]","Q":"[\\u0051\\u24C6\\uFF31\\uA756\\uA758\\u024A]","R":"[\\u0052\\u24C7\\uFF32\\u0154\\u1E58\\u0158\\u0210\\u0212\\u1E5A\\u1E5C\\u0156\\u1E5E\\u024C\\u2C64\\uA75A\\uA7A6\\uA782]","S":"[\\u0053\\u24C8\\uFF33\\u1E9E\\u015A\\u1E64\\u015C\\u1E60\\u0160\\u1E66\\u1E62\\u1E68\\u0218\\u015E\\u2C7E\\uA7A8\\uA784]","T":"[\\u0054\\u24C9\\uFF34\\u1E6A\\u0164\\u1E6C\\u021A\\u0162\\u1E70\\u1E6E\\u0166\\u01AC\\u01AE\\u023E\\uA786]","TZ":"[\\uA728]","U":"[\\u0055\\u24CA\\uFF35\\u00D9\\u00DA\\u00DB\\u0168\\u1E78\\u016A\\u1E7A\\u016C\\u00DC\\u01DB\\u01D7\\u01D5\\u01D9\\u1EE6\\u016E\\u0170\\u01D3\\u0214\\u0216\\u01AF\\u1EEA\\u1EE8\\u1EEE\\u1EEC\\u1EF0\\u1EE4\\u1E72\\u0172\\u1E76\\u1E74\\u0244]","V":"[\\u0056\\u24CB\\uFF36\\u1E7C\\u1E7E\\u01B2\\uA75E\\u0245]","VY":"[\\uA760]","W":"[\\u0057\\u24CC\\uFF37\\u1E80\\u1E82\\u0174\\u1E86\\u1E84\\u1E88\\u2C72]","X":"[\\u0058\\u24CD\\uFF38\\u1E8A\\u1E8C]","Y":"[\\u0059\\u24CE\\uFF39\\u1EF2\\u00DD\\u0176\\u1EF8\\u0232\\u1E8E\\u0178\\u1EF6\\u1EF4\\u01B3\\u024E\\u1EFE]","Z":"[\\u005A\\u24CF\\uFF3A\\u0179\\u1E90\\u017B\\u017D\\u1E92\\u1E94\\u01B5\\u0224\\u2C7F\\u2C6B\\uA762]","a":"[\\u0061\\u24D0\\uFF41\\u1E9A\\u00E0\\u00E1\\u00E2\\u1EA7\\u1EA5\\u1EAB\\u1EA9\\u00E3\\u0101\\u0103\\u1EB1\\u1EAF\\u1EB5\\u1EB3\\u0227\\u01E1\\u00E4\\u01DF\\u1EA3\\u00E5\\u01FB\\u01CE\\u0201\\u0203\\u1EA1\\u1EAD\\u1EB7\\u1E01\\u0105\\u2C65\\u0250]","aa":"[\\uA733]","ae":"[\\u00E6\\u01FD\\u01E3]","ao":"[\\uA735]","au":"[\\uA737]","av":"[\\uA739\\uA73B]","ay":"[\\uA73D]","b":"[\\u0062\\u24D1\\uFF42\\u1E03\\u1E05\\u1E07\\u0180\\u0183\\u0253]","c":"[\\u0063\\u24D2\\uFF43\\u0107\\u0109\\u010B\\u010D\\u00E7\\u1E09\\u0188\\u023C\\uA73F\\u2184]","d":"[\\u0064\\u24D3\\uFF44\\u1E0B\\u010F\\u1E0D\\u1E11\\u1E13\\u1E0F\\u0111\\u018C\\u0256\\u0257\\uA77A]","dz":"[\\u01F3\\u01C6]","e":"[\\u0065\\u24D4\\uFF45\\u00E8\\u00E9\\u00EA\\u1EC1\\u1EBF\\u1EC5\\u1EC3\\u1EBD\\u0113\\u1E15\\u1E17\\u0115\\u0117\\u00EB\\u1EBB\\u011B\\u0205\\u0207\\u1EB9\\u1EC7\\u0229\\u1E1D\\u0119\\u1E19\\u1E1B\\u0247\\u025B\\u01DD]","f":"[\\u0066\\u24D5\\uFF46\\u1E1F\\u0192\\uA77C]","g":"[\\u0067\\u24D6\\uFF47\\u01F5\\u011D\\u1E21\\u011F\\u0121\\u01E7\\u0123\\u01E5\\u0260\\uA7A1\\u1D79\\uA77F]","h":"[\\u0068\\u24D7\\uFF48\\u0125\\u1E23\\u1E27\\u021F\\u1E25\\u1E29\\u1E2B\\u1E96\\u0127\\u2C68\\u2C76\\u0265]","hv":"[\\u0195]","i":"[\\u0069\\u24D8\\uFF49\\u00EC\\u00ED\\u00EE\\u0129\\u012B\\u012D\\u00EF\\u1E2F\\u1EC9\\u01D0\\u0209\\u020B\\u1ECB\\u012F\\u1E2D\\u0268\\u0131]","j":"[\\u006A\\u24D9\\uFF4A\\u0135\\u01F0\\u0249]","k":"[\\u006B\\u24DA\\uFF4B\\u1E31\\u01E9\\u1E33\\u0137\\u1E35\\u0199\\u2C6A\\uA741\\uA743\\uA745\\uA7A3]","l":"[\\u006C\\u24DB\\uFF4C\\u0140\\u013A\\u013E\\u1E37\\u1E39\\u013C\\u1E3D\\u1E3B\\u017F\\u0142\\u019A\\u026B\\u2C61\\uA749\\uA781\\uA747]","lj":"[\\u01C9]","m":"[\\u006D\\u24DC\\uFF4D\\u1E3F\\u1E41\\u1E43\\u0271\\u026F]","n":"[\\u006E\\u24DD\\uFF4E\\u01F9\\u0144\\u00F1\\u1E45\\u0148\\u1E47\\u0146\\u1E4B\\u1E49\\u019E\\u0272\\u0149\\uA791\\uA7A5]","nj":"[\\u01CC]","o":"[\\u006F\\u24DE\\uFF4F\\u00F2\\u00F3\\u00F4\\u1ED3\\u1ED1\\u1ED7\\u1ED5\\u00F5\\u1E4D\\u022D\\u1E4F\\u014D\\u1E51\\u1E53\\u014F\\u022F\\u0231\\u00F6\\u022B\\u1ECF\\u0151\\u01D2\\u020D\\u020F\\u01A1\\u1EDD\\u1EDB\\u1EE1\\u1EDF\\u1EE3\\u1ECD\\u1ED9\\u01EB\\u01ED\\u00F8\\u01FF\\u0254\\uA74B\\uA74D\\u0275]","oi":"[\\u01A3]","ou":"[\\u0223]","oo":"[\\uA74F]","p":"[\\u0070\\u24DF\\uFF50\\u1E55\\u1E57\\u01A5\\u1D7D\\uA751\\uA753\\uA755]","q":"[\\u0071\\u24E0\\uFF51\\u024B\\uA757\\uA759]","r":"[\\u0072\\u24E1\\uFF52\\u0155\\u1E59\\u0159\\u0211\\u0213\\u1E5B\\u1E5D\\u0157\\u1E5F\\u024D\\u027D\\uA75B\\uA7A7\\uA783]","s":"[\\u0073\\u24E2\\uFF53\\u015B\\u1E65\\u015D\\u1E61\\u0161\\u1E67\\u1E63\\u1E69\\u0219\\u015F\\u023F\\uA7A9\\uA785\\u1E9B]","ss":"[\\u00DF]","t":"[\\u0074\\u24E3\\uFF54\\u1E6B\\u1E97\\u0165\\u1E6D\\u021B\\u0163\\u1E71\\u1E6F\\u0167\\u01AD\\u0288\\u2C66\\uA787]","tz":"[\\uA729]","u":"[\\u0075\\u24E4\\uFF55\\u00F9\\u00FA\\u00FB\\u0169\\u1E79\\u016B\\u1E7B\\u016D\\u00FC\\u01DC\\u01D8\\u01D6\\u01DA\\u1EE7\\u016F\\u0171\\u01D4\\u0215\\u0217\\u01B0\\u1EEB\\u1EE9\\u1EEF\\u1EED\\u1EF1\\u1EE5\\u1E73\\u0173\\u1E77\\u1E75\\u0289]","v":"[\\u0076\\u24E5\\uFF56\\u1E7D\\u1E7F\\u028B\\uA75F\\u028C]","vy":"[\\uA761]","w":"[\\u0077\\u24E6\\uFF57\\u1E81\\u1E83\\u0175\\u1E87\\u1E85\\u1E98\\u1E89\\u2C73]","x":"[\\u0078\\u24E7\\uFF58\\u1E8B\\u1E8D]","y":"[\\u0079\\u24E8\\uFF59\\u1EF3\\u00FD\\u0177\\u1EF9\\u0233\\u1E8F\\u00FF\\u1EF7\\u1E99\\u1EF5\\u01B4\\u024F\\u1EFF]","z":"[\\u007A\\u24E9\\uFF5A\\u017A\\u1E91\\u017C\\u017E\\u1E93\\u1E95\\u01B6\\u0225\\u0240\\u2C6C\\uA763]"},"researchesTests":["contentHasTOC","contentHasShortParagraphs","contentHasAssets","keywordInTitle","keywordInMetaDescription","keywordInPermalink","keywordIn10Percent","keywordInContent","keywordInSubheadings","keywordInImageAlt","keywordDensity","keywordNotUsed","lengthContent","lengthPermalink","linksHasInternal","linksHasExternals","linksNotAllExternals","titleStartWithKeyword","titleSentiment","titleHasPowerWords","titleHasNumber","hasContentAI"],"hasRedirection":true,"hasBreadcrumb":true},"homeUrl":"https:\/\/consumerexperts.com\/uk","objectID":4650,"objectType":"post","locale":"en","localeFull":"en_GB","overlayImages":{"play":{"name":"Play icon","url":"https:\/\/consumerexperts.com\/uk\/wp-content\/plugins\/seo-by-rank-math\/assets\/admin\/img\/icon-play.png","path":"\/var\/www\/wp.consumerexperts.com\/wp-content\/plugins\/seo-by-rank-math\/assets\/admin\/img\/icon-play.png","position":"middle_center"},"gif":{"name":"GIF icon","url":"https:\/\/consumerexperts.com\/uk\/wp-content\/plugins\/seo-by-rank-math\/assets\/admin\/img\/icon-gif.png","path":"\/var\/www\/wp.consumerexperts.com\/wp-content\/plugins\/seo-by-rank-math\/assets\/admin\/img\/icon-gif.png","position":"middle_center"}},"defautOgImage":"https:\/\/consumerexperts.com\/uk\/wp-content\/plugins\/seo-by-rank-math\/assets\/admin\/img\/social-placeholder.jpg","customPermalinks":true,"isUserRegistered":true,"autoSuggestKeywords":true,"connectSiteUrl":"https:\/\/rankmath.com\/auth?site=https%3A%2F%2Fconsumerexperts.com%2Fuk&r=https%3A%2F%2Fconsumerexperts.com%2Fuk%2Fwp-json%2Fwp%2Fv2%2Fpages%2F4650%3Fnonce%3De23252ccb6","maxTags":5,"trendsIcon":"<svg viewBox=\"0 0 610 610\"><path d=\"M18.85,446,174.32,290.48l58.08,58.08L76.93,504a14.54,14.54,0,0,1-20.55,0L18.83,466.48a14.54,14.54,0,0,1,0-20.55Z\" style=\"fill:#4285f4\"\/><path d=\"M242.65,242.66,377.59,377.6l-47.75,47.75a14.54,14.54,0,0,1-20.55,0L174.37,290.43l47.75-47.75A14.52,14.52,0,0,1,242.65,242.66Z\" style=\"fill:#ea4335\"\/><polygon points=\"319.53 319.53 479.26 159.8 537.34 217.88 377.61 377.62 319.53 319.53\" style=\"fill:#fabb05\"\/><path d=\"M594.26,262.73V118.61h0a16.94,16.94,0,0,0-16.94-16.94H433.2a16.94,16.94,0,0,0-12,28.92L565.34,274.71h0a16.94,16.94,0,0,0,28.92-12Z\" style=\"fill:#34a853\"\/><rect width=\"610\" height=\"610\" style=\"fill:none\"\/><\/svg>","showScore":true,"siteFavIcon":"https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/01\/consumer-everts-favicon.png","canUser":{"general":false,"advanced":false,"snippet":false,"social":false,"analysis":false,"analytics":false,"content_ai":false},"showKeywordIntent":true,"isPro":false,"is_front_page":false,"trendsUpgradeLink":"https:\/\/rankmath.com\/pricing\/?utm_source=Plugin&utm_medium=CE%20General%20Tab%20Trends&utm_campaign=WP","trendsUpgradeLabel":"Upgrade","trendsPreviewImage":"https:\/\/consumerexperts.com\/uk\/wp-content\/plugins\/seo-by-rank-math\/assets\/admin\/img\/trends-preview.jpg","currentEditor":false,"homepageData":{"assessor":{"powerWords":["a cut above","absolute","absolutely","absolutely lowest","absurd","abuse","accurate","accuse","achieve","actionable","adaptable","adequate","admit","adorable","advantage","advice","affordable","aggravate","aggressive","agitated","agonizing","agony","alarmed","alarming","alienated","aligned","alive","all-inclusive","alluring","always","amazing","amp","animated","annihilate","announcing","anonymous","antagonistic","anxious","apocalypse","appalled","approved","approving","argumentative","armageddon","arrogant","ass kicking","assault","assured","astonishing","astounded","astounding","at ease","atrocious","attack","attractive","audacity","authentic","authoritative","authority","avoid","aware","awe-inspiring","awesome","awkward","backbone","backdoor","backed","backlash","backstabbing","badass","balanced","banned","bargain","barrage","basic","battle","beaming","beat down","beating","beautiful","beauty","begging","behind the scenes","belief","belong","best","best-selling","better","beware","big","billion","black market","blacklisted","blast","blessed","blinded","blissful","blood","bloodbath","bloodcurdling","bloody","blunder","blushing","bold","bomb","bona","bona fide","bonanza","bonus","bootleg","bottom line","bountiful","brave","bravery","brazen","break","breaking","breakthrough","breathtaking","bright","brilliant","broke","brutal","budget","buffoon","bullshit","bully","bumbling","buy","cadaver","calm","cancel anytime","capable","captivate","captivating","carefree","case study","cash","cataclysmic","catapult","catastrophe","caution","censored","centered","certain","certainly","certified","challenge","charming","cheap","cheat","cheat-sheet","cheer","cheerful","child-like","clarity","classified","clear","clueless","collapse","colorful","colossal","comfortable","compare","competitive","complete","completely","completeness","comprehensive","compromise","compulsive","concealed","conclusive","condemning","condescending","confess","confession","confessions","confident","confidential","conquer","conscientious","constructive","content","contrary","controlling","controversial","convenient","convert","cool","cooperative","copy","corpse","corrupt","corrupting","courage","courageous","cover-up","covert","coward","cowardly","crammed","crave","crazy","create","creative","cringeworthy","cripple","crisis","critical","crooked","crush","crushing","damaging","danger","dangerous","daring","dazzling","dead","deadline","deadly","death","decadent","deceived","deceptive","deep","defiance","definitely","definitive","defying","dejected","delicious","delight","delighted","delightful","delirious","delivered","demoralizing","deplorable","depraved","desire","desperate","despicable","destiny","destroy","detailed","devastating","devoted","diagnosed","direct","dirty","disadvantages","disastrous","discount","discover","disdainful","disempowered","disgusted","disgusting","dishonest","disillusioned","disoriented","distracted","distraught","distressed","distrustful","divulge","document","dollar","dominate","doomed","double","doubtful","download","dreadful","dreamy","drive","drowning","dumb","dynamic","eager","earnest","easily","easy","economical","ecstatic","edge","effective","efficient","effortless","elated","eliminate","elite","embarrass","embarrassed","embarrassing","emergency","emerging","emphasize","empowered","enchant","encouraged","endorsed","energetic","energy","enormous","enraged","enthusiastic","envy","epic","epidemic","essential","ethical","euphoric","evil","exactly","exasperated","excellent","excited","excitement","exciting","exclusive","exclusivity","excruciating","exhilarated","expensive","expert","explode","exploit","explosive","exposed","exquisite","extra","extraordinary","extremely","exuberant","eye-opening","fail","fail-proof","failure","faith","famous","fantasy","fascinating","fatigued","faux","faux pas","fearless","feast","feeble","festive","fide","fierce","fight","final","fine","fired","first","first ever","flirt","fluid","focus","focused","fool","fooled","foolish","forbidden","force-fed","forever","forgiving","forgotten","formula","fortune","foul","frantic","free","freebie","freedom","frenzied","frenzy","frightening","frisky","frugal","frustrated","fulfill","fulfilled","full","fully","fun","fun-loving","fundamentals","funniest","funny","furious","gambling","gargantuan","genius","genuine","gift","gigantic","giveaway","glamorous","gleeful","glorious","glowing","goddamn","gorgeous","graceful","grateful","gratified","gravity","great","greatest","greatness","greed","greedy","gripping","grit","grounded","growth","guaranteed","guilt","guilt-free","gullible","guts","hack","happiness","happy","harmful","harsh","hate","have you heard","havoc","hazardous","healthy","heart","heartbreaking","heartwarming","heavenly","hell","helpful","helplessness","hero","hesitant","hidden","high tech","highest","highly effective","hilarious","hoak","hoax","honest","honored","hope","hopeful","horribly","horrific","horrifying","horror","hostile","how to","huge","humility","humor","hurricane","hurry","hypnotic","idiot","ignite","illegal","illusive","imagination","immediately","imminently","impatience","impatient","impenetrable","important","impressive","improved","in the zone","incapable","incapacitated","incompetent","inconsiderate","increase","incredible","indecisive","indulgence","indulgent","inexpensive","inferior","informative","infuriated","ingredients","innocent","innovative","insane","insecure","insider","insidious","inspired","inspiring","instant savings","instantly","instructive","insult","intel","intelligent","intense","interesting","intriguing","introducing","invasion","investment","iron-clad","ironclad","irresistible","irs","is here","jackpot","jail","jaw-dropping","jealous","jeopardy","jittery","jovial","joyous","jubilant","judgmental","jumpstart","just arrived","keen","kickass","kickstart","kill","killed","killing","kills","know it all","lame","largest","lascivious","last","last chance","last minute","latest","laugh","laughing","launch","launching","lavishly","lawsuit","lazy","left behind","legendary","legitimate","liberal","liberated","lick","lies","life-changing","lifetime","light","lighthearted","likely","limited","literally","little-known","loathsome","lonely","looming","loser","lost","love","lucrative","lunatic","lurking","lust","luxurious","luxury","lying","magic","magical","magnificent","mainstream","malicious","mammoth","manipulative","marked down","massive","master","masterclass","maul","mediocre","meditative","meltdown","memorability","memorable","menacing","mesmerizing","meticulous","mind-blowing","minimalist","miracle","mired","mischievous","misgiving","missing out","mistake","monetize","money","moneyback","moneygrubbing","monumental","most important","motivated","mouth-watering","murder","mystery","nail","naked","natural","naughty","nazi","nest egg","never","new","nightmare","no good","no obligation","no one talks about","no questions asked","no risk","no strings attached","non-controlling","noted","novelty","now","obnoxious","obsessed","obsession","obvious","odd","off-kilter","off-limits","off-the record","offensive","official","okay","on-demand","open-minded","opportunities","optimistic","ordeal","outlawed","outrageousness","outstanding","overcome","overjoyed","overnight","overwhelmed","packed","painful","painless","painstaking","pale","panic","panicked","paralyzed","pas","passionate","pathetic","pay zero","payback","perfect","peril","perplexed","perspective","pessimistic","pioneering","piranha","pitfall","pitiful","placid","plague","played","playful","pleased","pluck","plummet","plunge","poison","poisonous","polarizing","poor","popular","portfolio","pound","powerful","powerless","practical","preposterous","prestige","price","priceless","pride","prison","privacy","private","privileged","prize","problem","productive","professional","profit","profitable","profound","promiscuous","promising","promote","protect","protected","proven","provocative","provoke","psychological","pummel","punch","punish","pus","quadruple","quality","quarrelsome","quick","quick-start","quickly","quiet","radiant","rare","ravenous","rebellious","recession-proof","reckoning","recognized","recommend","recreate","reduced","reflective","refugee","refund","refundable","reject","relaxed","release","relentless","reliable","remarkable","replicate","report","reprimanding","repulsed","repulsive","research","resentful","resourceful","responsible","responsive","rested","restricted","results","retaliating","reveal","revealing","revenge","revengeful","revisited","revolting","revolutionary","reward","rich","ridiculous","risky","riveting","rookie","rowdy","ruin","rules","ruthless","sabotaging","sacred","sadistic","sadly","sadness","safe","safety","sale","sampler","sarcastic","satisfied","savage","savagery","save","savings","savvy","scam","scandal","scandalous","scarce","scared","scary","scornful","scream","searing","secret","secret agenda","secret plot","secrets","secure","security","seductive","seething","seize","selected","self-hating","self-sufficient","sensational","senseless","sensual","serene","seriously","severe","sex","sexy","shaking","shameful","shameless","shaming","shatter","shellacking","shocking","should","shrewd","sick and tired","signs","silly","simple","simplicity","simplified","simplistic","sincere","sinful","sins","six-figure","sizable","sizzle","sizzled","sizzles","sizzling","sizzlingly","skill","skyrocket","slaughter","slave","sleazy","sleeping","sly","smash","smiling","smug","smuggle","smuggled","sneak-peek","sneaky","sniveling","snob","snooty","snotty","soar","soaring","solid","solution","spank","special","spectacular","speedy","spell-binding","spine","spirit","spirited","spiteful","spoiler","spontaneous","spotlight","spunky","squirming","stable","staggering","startling","steady","steal","stealthy","steamy","step-by-step","still","stoic","stop","strange","strangle","strategy","stressed","strong","strongly suggest","struggle","stuck up","studies","stunning","stupid","stupid-simple","sturdy","sublime","succeed","success","successful","suck","suddenly","suffer","sunny","super","super-human","superb","supercharge","superior","supported","supportive","sure","sure fire","surefire","surge","surging","surprise","surprised","surprising","survival","survive","suspicious","sweaty","swoon","swoon-worthy","tailspin","tank","tantalizing","targeted","tawdry","tease","technology","teetering","tempting","tenacious","tense","terrible","terrific","terrified","terrifying","terror","terrorist","tested","thankful","the truth","threaten","threatened","thrilled","thrilling","thug","ticked off","tickled","timely","today","torture","toxic","track record","trade secret","tragedy","tragic","transform","transparency","trap","trapped","trauma","traumatized","treacherous","treasure","tremendous","trend","tricks","triggers","triple","triumph","truly","trusting","trustworthy","truth","truthful","turbo-charge","turbocharges","tweaks","twitching","ultimate","unadulterated","unassuming","unauthorized","unbelievable","unburdened","uncaring","uncensored","uncertain","uncomfortable","unconditional","uncontrollable","unconventional","uncovered","undeniable","under priced","undercover","underground","underhanded","underused","unexpected","unforgettable","unheard of","unhurried","uninterested","unique","unjustified","unknowingly","unleashed","unlimited","unlock","unparalleled","unpopular","unreliable","unresponsive","unseen","unstable","unstoppable","unsure","unsurpassed","untapped","unusual","up-sell","upbeat","uplifted","uplifting","urge","urgent","useful","useless","validate","valor","valuable","value","vanquish","vaporize","venomous","verify","vibrant","vicious","victim","victory","vigorous","vilified","vindictive","violated","violent","volatile","vulnerable","waiting","wanted","wanton","warning","waste","weak","wealth","weird","what no one tells you","whip","whopping","wicked","wild","willpower","withheld","wonderful","wondrous","woozy","world","worry","worst","worthwhile","wounded","wreaking","youthful","zen","zinger"],"diacritics":true,"researchesTests":["contentHasTOC","contentHasShortParagraphs","contentHasAssets","keywordInTitle","keywordInMetaDescription","keywordInPermalink","keywordIn10Percent","keywordInContent","keywordInSubheadings","keywordInImageAlt","keywordDensity","keywordNotUsed","lengthContent","lengthPermalink","linksHasInternal","linksHasExternals","linksNotAllExternals","titleStartWithKeyword","titleSentiment","titleHasPowerWords","titleHasNumber","hasContentAI"],"hasBreadcrumb":true,"serpData":{"title":"%sitename% %page% %sep% %sitedesc%","description":"","titleTemplate":"%sitename% %page% %sep% %sitedesc%","descriptionTemplate":"","focusKeywords":"","breadcrumbTitle":"Home","robots":{"index":true},"advancedRobots":{"max-snippet":"-1","max-video-preview":"-1","max-image-preview":"large"},"facebookTitle":"","facebookDescription":"","facebookImage":"","facebookImageID":""}}},"tocTitle":"Table of Contents","tocExcludeHeadings":[],"listStyle":"ul"},"_links":{"self":[{"href":"https:\/\/consumerexperts.com\/uk\/wp-json\/wp\/v2\/pages\/4650","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/consumerexperts.com\/uk\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/consumerexperts.com\/uk\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/consumerexperts.com\/uk\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/consumerexperts.com\/uk\/wp-json\/wp\/v2\/comments?post=4650"}],"version-history":[{"count":132,"href":"https:\/\/consumerexperts.com\/uk\/wp-json\/wp\/v2\/pages\/4650\/revisions"}],"predecessor-version":[{"id":5226,"href":"https:\/\/consumerexperts.com\/uk\/wp-json\/wp\/v2\/pages\/4650\/revisions\/5226"}],"wp:attachment":[{"href":"https:\/\/consumerexperts.com\/uk\/wp-json\/wp\/v2\/media?parent=4650"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}