{"id":3089,"date":"2025-01-13T15:00:08","date_gmt":"2025-01-13T15:00:08","guid":{"rendered":"https:\/\/consumerexperts.com\/uk\/?p=3089"},"modified":"2025-02-21T15:24:32","modified_gmt":"2025-02-21T15:24:32","slug":"car-finance-guide","status":"publish","type":"post","link":"https:\/\/consumerexperts.com\/uk\/car-finance\/car-finance-guide\/","title":{"rendered":"Car Finance Guide: Everything You Need to Know"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"3089\" class=\"elementor elementor-3089\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6de94cc6 e-con-full e-flex e-con e-parent\" data-id=\"6de94cc6\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-17d2c14d elementor-widget elementor-widget-shortcode\" data-id=\"17d2c14d\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"806\" class=\"elementor elementor-806\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7ad3a88 e-con-full e-flex e-con e-parent\" data-id=\"7ad3a88\" data-element_type=\"container\" id=\"product-banner\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-7a85f4f3 e-con-full e-flex e-con e-child\" data-id=\"7a85f4f3\" data-element_type=\"container\" id=\"hero-container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-70a97664 e-con-full e-flex e-con e-child\" data-id=\"70a97664\" data-element_type=\"container\" id=\"hero-inner-container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-784662e0 elementor-widget elementor-widget-heading\" data-id=\"784662e0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">What would you like to buy?<\/h3>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7998655b e-con-full e-flex e-con e-child\" data-id=\"7998655b\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-baa2ecc elementor-widget elementor-widget-heading\" data-id=\"baa2ecc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Please select the type of vehicle that you are looking to finance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-14411a7d e-grid e-con-full e-con e-child\" data-id=\"14411a7d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2508722 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"2508722\" data-element_type=\"widget\" id=\"drop-button\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"https:\/\/consumerexperts.com\/uk\/car-finance\/Apply\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Car<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4af9f520 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"4af9f520\" data-element_type=\"widget\" id=\"drop-button\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"https:\/\/consumerexperts.com\/uk\/car-finance\/Apply\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Van<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f16835 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"6f16835\" data-element_type=\"widget\" id=\"drop-button\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"https:\/\/consumerexperts.com\/uk\/car-finance\/Apply\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Bike<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-049674d elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"049674d\" data-element_type=\"widget\" id=\"drop-button\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"https:\/\/consumerexperts.com\/uk\/car-finance\/Apply\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Caravan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37665d4d elementor-align-center elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"37665d4d\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"a\" data-name=\"Layer_1\" viewBox=\"0 0 933.949 1080.489\"><path d=\"M366.253,0h183.148c10.128,0,18.357,8.229,18.357,18.357v36.714c0,10.128-8.229,18.357-18.357,18.357h-183.148c-10.128,0-18.357-8.229-18.357-18.357V18.357c0-10.128,8.229-18.357,18.357-18.357Z\" style=\"fill: #009cff;\"><\/path><path 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style=\"fill: #009cff;\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">It only takes a minute.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9a4037b e-flex e-con-boxed e-con e-parent\" data-id=\"9a4037b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52cc52d2 elementor-widget elementor-widget-shortcode\" data-id=\"52cc52d2\" data-element_type=\"widget\" id=\"breadcrumb-post\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><a href=\"https:\/\/consumerexperts.com\/uk\">Home<\/a><span class=\"separator\"> &raquo; <\/span><span class=\"last\">Home<\/span><\/p><\/nav><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19cce29 elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-shortcode\" data-id=\"19cce29\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"843\" class=\"elementor elementor-843\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6804ea68 e-flex e-con-boxed e-con e-parent\" data-id=\"6804ea68\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5c14fd81 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"5c14fd81\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Car Finance Guide: Everything You Need to Know<\/h1>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-695bd72b elementor-hidden-mobile title-article elementor-hidden-tablet elementor-widget elementor-widget-heading\" data-id=\"695bd72b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Car finance allows you to drive a new car without the upfront cost; learn more about how it could work for you.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-42d643e4 e-flex e-con-boxed e-con e-parent\" data-id=\"42d643e4\" data-element_type=\"container\" id=\"art-fullcon\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-526e4176 e-con-full e-flex e-con e-child\" data-id=\"526e4176\" data-element_type=\"container\" id=\"otp-col\" data-settings=\"{&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_offset&quot;:150,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;],&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-639418da elementor-widget elementor-widget-shortcode\" data-id=\"639418da\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"813\" class=\"elementor elementor-813\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-605a09b7 e-flex e-con-boxed e-con e-parent\" data-id=\"605a09b7\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-263fef8c elementor-widget elementor-widget-shortcode\" data-id=\"263fef8c\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"2750\" class=\"elementor elementor-2750\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-54ac6e75 elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"54ac6e75\" data-element_type=\"container\" id=\"on-this-page\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4d03e264 elementor-widget elementor-widget-heading\" data-id=\"4d03e264\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">On This Page<\/h3>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bfcaa86 elementor-hidden-desktop elementor-hidden-tablet e-con-full e-flex e-con e-parent\" data-id=\"bfcaa86\" data-element_type=\"container\" id=\"on-this-page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d37d9f7 elementor-widget elementor-widget-heading\" data-id=\"d37d9f7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">On This Page<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-791776f e-con-full elementor-hidden-mobile elementor-hidden-tablet e-flex e-con e-child\" data-id=\"791776f\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-361fe784 elementor-widget elementor-widget-heading\" data-id=\"361fe784\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Do you need car finance? <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-788d41fa elementor-widget elementor-widget-heading\" data-id=\"788d41fa\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Get a quote in seconds with our simple form<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7fb22b4a h-button elementor-mobile-align-justify elementor-widget elementor-widget-button\" data-id=\"7fb22b4a\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/consumerexperts.com\/uk\/car-finance\/Apply\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Start Free Quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5fb03a2c e-con-full e-flex e-con e-child\" data-id=\"5fb03a2c\" data-element_type=\"container\" id=\"main-artcon\">\n\t\t\t\t<div class=\"elementor-element elementor-element-582a4e7c elementor-hidden-desktop elementor-widget elementor-widget-shortcode\" data-id=\"582a4e7c\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"843\" class=\"elementor elementor-843\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6804ea68 e-flex e-con-boxed e-con e-parent\" data-id=\"6804ea68\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5c14fd81 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"5c14fd81\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Car Finance Guide: Everything You Need to Know<\/h1>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-405281bf elementor-hidden-desktop title-article elementor-widget elementor-widget-heading\" data-id=\"405281bf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Car finance allows you to drive a new car without the upfront cost; learn more about how it could work for you.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4cf0f37f elementor-widget elementor-widget-shortcode\" data-id=\"4cf0f37f\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"840\" class=\"elementor elementor-840\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6f5cd37 e-con-full e-flex e-con e-child\" data-id=\"6f5cd37\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-652d4c36 e-con-full e-flex e-con e-child\" data-id=\"652d4c36\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7466cbb3 elementor-author-box--layout-image-left elementor-author-box--image-valign-middle elementor-widget-mobile__width-initial elementor-widget elementor-widget-author-box\" data-id=\"7466cbb3\" data-element_type=\"widget\" data-widget_type=\"author-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-author-box\">\n\t\t\t\t\t\t\t<div  class=\"elementor-author-box__avatar\">\n\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2024\/11\/adam-jackson-wright.png\" alt=\"Picture of Adam Jackson-Wright\" loading=\"lazy\">\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"elementor-author-box__text\">\n\t\t\t\t\t\t\t\t\t<div >\n\t\t\t\t\t\t<h4 class=\"elementor-author-box__name\">\n\t\t\t\t\t\t\tAdam Jackson-Wright\t\t\t\t\t\t<\/h4>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-author-box__bio\">\n\t\t\t\t\t\t<p>Content Writer<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<a class=\"elementor-author-box__button elementor-button elementor-size-xs\" href=\"https:\/\/consumerexperts.com\/uk\/authors\/adam-jackson-wright\/\">\n\t\t\t\t\t\t \t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1812dcb2 e-con-full e-flex e-con e-child\" data-id=\"1812dcb2\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2172198b elementor-align-center elementor-widget-mobile__width-initial la-date elementor-mobile-align-center elementor-widget elementor-widget-post-info\" data-id=\"2172198b\" data-element_type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-1caebed\" itemprop=\"datePublished\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t<span class=\"elementor-post-info__item-prefix\">Last updated<\/span>\n\t\t\t\t\t\t\t\t\t\t<time>13\/01\/2025<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4cc1e6cc e-con-full e-flex e-con e-child\" data-id=\"4cc1e6cc\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4de3714e elementor-widget elementor-widget-heading\" data-id=\"4de3714e\" data-element_type=\"widget\" id=\"article-ititle\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is Car Finance?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6fa7f44d elementor-widget elementor-widget-text-editor\" data-id=\"6fa7f44d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Car financing or a car loan is a loan that you take out for the sole purpose of purchasing a car, but in a way that is designed to make the process more affordable.<\/p>\n<p>Although numerous options are available, the most common of these is to put down a deposit and then pay monthly instalments, generally over 3-4 years. <b>Financing a car<\/b> is a popular route to car ownership and use; a car is a generally big financial commitment if you choose to buy it outright, so financing is a good way to make the process of <b>getting a car more affordable<\/b>.&nbsp;<\/p>\n<p>If you desire the freedom to drive a variety of cars and the ability to easily <b>upgrade your vehicle<\/b>, car finance could be a practical solution.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-794fc53 elementor-widget elementor-widget-heading\" data-id=\"794fc53\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Should I Get Car Finance or Buy a Car Outright?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc02bbe elementor-widget elementor-widget-text-editor\" data-id=\"cc02bbe\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>This is a question many people ask when they\u2019re thinking about getting a new car. The answer really depends on your personal finances. As mentioned above, a car is an expensive thing to buy all in one go and, if you haven\u2019t got the cash you need, financing becomes the better option as it means you can still get a car.<\/p><p>If, however, you do have access to the money to buy a car outright, doing so is a good way to avoid paying interest on your car and, as well as this, you\u2019ll be in the driving seat when it comes to choosing when you want to sell it. Staying in control like this makes buying a car outright attractive to people who can afford to do it.<\/p><p>However, even if you can afford to buy a car outright, you might want to use that money for something else. In the modern world, it\u2019s important to have emergency savings for when you need it, or maybe it would be better used to put a deposit down on a house. In these situations, it would possibly be <b>better to finance your car<\/b>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-df24133 elementor-widget elementor-widget-heading\" data-id=\"df24133\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How Does Car Finance Work?<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a3fe402 e-con-full e-flex e-con e-child\" data-id=\"a3fe402\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-429fe71 e-con-full e-flex e-con e-child\" data-id=\"429fe71\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6609dda elementor-widget elementor-widget-image\" data-id=\"6609dda\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/01\/How-Does-Car-Finance-Work-02.png\" class=\"attachment-large size-large wp-image-3166\" alt=\"Get a Quote\" srcset=\"https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/01\/How-Does-Car-Finance-Work-02.png 300w, https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/01\/How-Does-Car-Finance-Work-02-150x150.png 150w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9f1a75c elementor-widget elementor-widget-heading\" data-id=\"9f1a75c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Get a quote<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a83cb6 elementor-widget elementor-widget-text-editor\" data-id=\"3a83cb6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Use our <a href=\"https:\/\/consumerexperts.com\/uk\/car-finance\/car-finance-calculator\/\">car finance calculator<\/a> to assess your estimated affordability.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5a4b927 e-con-full e-flex e-con e-child\" data-id=\"5a4b927\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cf5c3d1 elementor-widget elementor-widget-image\" data-id=\"cf5c3d1\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/01\/How-Does-Car-Finance-Work-03.png\" class=\"attachment-large size-large wp-image-3165\" alt=\"Complete our form\" srcset=\"https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/01\/How-Does-Car-Finance-Work-03.png 300w, https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/01\/How-Does-Car-Finance-Work-03-150x150.png 150w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46fe67a elementor-widget elementor-widget-heading\" data-id=\"46fe67a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Complete our form <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f7275fb elementor-widget elementor-widget-text-editor\" data-id=\"f7275fb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Complete our online form, and we could connect you with one of our finance partners.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9f0fbc3 e-con-full e-flex e-con e-child\" data-id=\"9f0fbc3\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2568b59 elementor-widget elementor-widget-image\" data-id=\"2568b59\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/01\/How-Does-Car-Finance-Work-04.png\" class=\"attachment-large size-large wp-image-3164\" alt=\"We source a provider\" srcset=\"https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/01\/How-Does-Car-Finance-Work-04.png 300w, https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/01\/How-Does-Car-Finance-Work-04-150x150.png 150w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-633efbb elementor-widget elementor-widget-heading\" data-id=\"633efbb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">We source a provider<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-92c679a elementor-widget elementor-widget-text-editor\" data-id=\"92c679a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>If you\u2019re eligible, we will find you a reputable lender, who will provide you with the best deal based on your personal circumstances.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-644a5ab e-con-full e-flex e-con e-child\" data-id=\"644a5ab\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f69fb27 elementor-widget elementor-widget-image\" data-id=\"f69fb27\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/01\/How-Does-Car-Finance-Work-05.png\" class=\"attachment-large size-large wp-image-3163\" alt=\"Choose your car\" srcset=\"https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/01\/How-Does-Car-Finance-Work-05.png 300w, https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/01\/How-Does-Car-Finance-Work-05-150x150.png 150w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d5a6008 elementor-widget elementor-widget-heading\" data-id=\"d5a6008\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Choose your car<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7715e6a elementor-widget elementor-widget-text-editor\" data-id=\"7715e6a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tIf you receive an offer, you\u2019re good to go. Head to a reputable dealership of your choice and pick up your new car.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2db3951f e-flex e-con-boxed e-con e-child\" data-id=\"2db3951f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2e81d3b1 elementor-widget elementor-widget-heading\" data-id=\"2e81d3b1\" data-element_type=\"widget\" id=\"article-ititle\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Different Types of Car Finance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e56f2bb elementor-widget elementor-widget-text-editor\" data-id=\"7e56f2bb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>There are various ways to finance a car, but each method will fall into one of three categories: <strong>Hire Purchase<\/strong> (HP), <strong>Personal Contract Hire<\/strong> (PCH), or <strong>Personal Contract Purchase<\/strong> (PCP). HP involves you paying more each month but it means you own the car at the end of the contract, while PCP means you pay less each month and face a choice of three options at the end of the agreement. PCH, meanwhile, works more like a long-term hire agreement. Each type is explained in more detail below.<\/p><p><strong>PCP Car Finance<\/strong><br \/>Personal Contract Purchase (PCP) car finance is a flexible way of financing a car without buying it outright and unlike a personal loan, you\u2019re not forced to pay off the full value. At the end of your agreed repayment window, there is an option to pay a balloon payment. This is larger than your other previous payments and will cover the remaining value of the car, allowing you to own 100% of it.<\/p><p>If you don\u2019t fancy the balloon payment, you do have two other options. You can opt not to purchase the vehicle and get a new car on PCP finance, or just hand the car back and walk away from PCP car finance altogether.<\/p><p><strong>HP Car Finance<\/strong><br \/>Hire purchase car finance is a way of financing a car without having to buy it outright. Unlike PCP car finance, HP means you own the car at the end of your repayment window without having to pay a large balloon payment. You may however have to pay a fee to do so.<\/p><p>For many drivers, HP could be a good way of getting their hands on cars that would otherwise be out of your price range. Explore more of your options below or, if you already know what kind of finance you want, fill in our online form now.<\/p><p><strong>Personal Contract Hire<\/strong><br \/>If you\u2019re not looking to either buy the car at the end of the contract or change the car before the end of the contract, a PCH offers a type of long-term rental option that may suit you. You lease the car for an agreed-upon period (usually 2-5 years) by making fixed monthly instalments. When the contract expires, you simply return the car.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-586de69 elementor-widget elementor-widget-shortcode\" data-id=\"586de69\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"808\" class=\"elementor elementor-808\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5d1614e5 e-con-full e-flex e-con e-child\" data-id=\"5d1614e5\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-e0567f5 e-con-full e-flex e-con e-child\" data-id=\"e0567f5\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fc80918 elementor-widget elementor-widget-heading\" data-id=\"fc80918\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">What would you like to buy?<\/h3>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3511864 e-con-full e-flex e-con e-child\" data-id=\"3511864\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-536f962 elementor-widget elementor-widget-heading\" data-id=\"536f962\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Please select the type of vehicle that you are looking to finance<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-108b55d e-grid e-con-full e-con e-child\" data-id=\"108b55d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d5fa24f elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"d5fa24f\" data-element_type=\"widget\" id=\"drop-button\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"https:\/\/consumerexperts.com\/uk\/car-finance\/Apply\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Car<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b8a458f elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"b8a458f\" data-element_type=\"widget\" id=\"drop-button\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"https:\/\/consumerexperts.com\/uk\/car-finance\/Apply\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Van<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8218e9d elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"8218e9d\" data-element_type=\"widget\" id=\"drop-button\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"https:\/\/consumerexperts.com\/uk\/car-finance\/Apply\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Bike<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f6648f9 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"f6648f9\" data-element_type=\"widget\" id=\"drop-button\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"https:\/\/consumerexperts.com\/uk\/car-finance\/Apply\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Caravan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c0f5dcb e-flex e-con-boxed e-con e-child\" data-id=\"c0f5dcb\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c323d82 elementor-align-center elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"c323d82\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"a\" data-name=\"Layer_1\" viewBox=\"0 0 933.949 1080.489\"><path d=\"M366.253,0h183.148c10.128,0,18.357,8.229,18.357,18.357v36.714c0,10.128-8.229,18.357-18.357,18.357h-183.148c-10.128,0-18.357-8.229-18.357-18.357V18.357c0-10.128,8.229-18.357,18.357-18.357Z\" style=\"fill: #fff;\"><\/path><path d=\"M457.827,1080.489c178.506,0,340.765-103.601,415.67-265.649,74.905-162.048,48.741-352.792-67.098-488.676l36.081-36.081-51.906-51.906-36.081,36.081c-73.217-62.456-164.158-100.225-260.163-107.61v-58.236h-73.217v58.236C176.142,186.271-9.538,395.794.379,641.187c9.917,245.393,211.844,439.302,457.448,439.302ZM172.344,338.824c.211-.211.422-.633.633-.844s.633-.422.844-.633c156.984-156.562,410.817-156.562,567.801,0,.211.211.633.422.844.633.211.211.422.633.633.844,156.562,156.984,156.562,410.817,0,567.801-.211.211-.422.633-.633.844s-.633.422-.844.633c-156.984,156.562-410.817,156.562-567.801,0-.211-.211-.633-.422-.844-.633-.211-.211-.422-.633-.633-.844-156.562-156.984-156.562-411.028,0-567.801Z\" style=\"fill: #fff;\"><\/path><path d=\"M799.014,177.852l25.953-25.953c7.174-7.174,18.779-7.174,25.953,0l77.648,77.648c7.174,7.174,7.174,18.779,0,25.953l-25.953,25.953c-7.174,7.174-18.779,7.174-25.953,0l-77.648-77.648c-7.174-7.174-7.174-18.779,0-25.953Z\" style=\"fill: #fff;\"><\/path><path d=\"M494.541,622.64c0,20.256-16.458,36.714-36.714,36.714s-36.714-16.458-36.714-36.714,16.458-36.714,36.714-36.714,36.714,16.458,36.714,36.714Z\" style=\"fill: #fff;\"><\/path><path d=\"M164.959,622.598c0,10.128-8.229,18.357-18.357,18.357h-54.016c4.22,84.189,37.347,164.58,94.106,227.036l38.191-38.191c4.642-4.853,11.394-6.752,17.724-5.064,6.33,1.688,11.394,6.752,13.082,13.082,1.688,6.33-.211,13.293-5.064,17.724l-38.191,38.191c62.456,56.759,142.636,89.886,227.036,94.106v-54.016c0-10.128,8.229-18.357,18.357-18.357s18.357,8.229,18.357,18.357v54.016c84.189-4.22,164.58-37.347,227.036-94.106l-38.191-38.191c-6.963-7.174-6.752-18.568.211-25.742,6.963-6.963,18.568-7.174,25.742-.211l38.191,38.191c56.759-62.456,89.886-142.636,94.106-227.036h-54.016c-10.128,0-18.357-8.229-18.357-18.357s8.229-18.357,18.357-18.357h54.016c-4.22-84.189-37.347-164.58-94.106-227.036l-38.402,38.402c-4.642,4.853-11.394,6.752-17.724,5.064-6.33-1.688-11.394-6.752-13.082-13.082-1.688-6.33.211-13.293,5.064-17.724l38.191-38.191c-139.049-126.811-351.526-126.811-490.575,0l38.191,38.191c4.853,4.642,6.752,11.394,5.064,17.724-1.688,6.33-6.752,11.394-13.082,13.082-6.33,1.688-13.293-.211-17.724-5.064l-38.191-38.191c-56.759,62.456-89.886,142.636-94.106,227.036h54.016c9.917,0,18.146,8.229,18.146,18.357ZM439.47,551.913v-240.54c0-10.128,8.229-18.357,18.357-18.357s18.357,8.229,18.357,18.357v240.54c35.659,9.284,59.08,43.466,54.438,80.18-4.642,36.714-35.87,64.144-72.795,64.144s-67.942-27.43-72.584-63.933c-4.642-36.714,18.568-71.107,54.227-80.391Z\" style=\"fill: #fff;\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">It only takes a minute.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d795217 elementor-widget elementor-widget-text-editor\" data-id=\"d795217\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>While every car finance agreement will ultimately fall under one of the three umbrellas explored above, there are still multiple ways of going about financing a car, many of which are explored below:<\/p><p><strong>Part Exchange Car Finance<\/strong><br \/>Part exchange car finance involves utilising your existing vehicle as a form of payment towards your new car, rather than making a cash deposit, your car is effectively sold to the dealership. The value of your current car is then deducted from the cost of your new vehicle, forming the basis for your car finance loan.<\/p><p>This option is most suited to people who want to keep their cash deposit to a minimum while also swapping their current car.<\/p><p><strong>No Deposit Car Finance<\/strong><br \/>When entering into car finance agreements, you usually pay a deposit as a form of collateral. Cash is typically the preferred option for dealerships, but in some cases, they may offer you a no-deposit option.<\/p><p>The key benefit of zero-deposit car finance is that it eliminates the need to provide an upfront cost. Instead, you can get your hands on your new car without parting with any cash, making it a more convenient option for some buyers. After getting your car, you will follow a standard HP or PCP monthly repayment schedule.<\/p><p><strong>Used Car Finance<\/strong><br \/>It\u2019s not just new cars that are available on finance, used car finance sometimes suits people better than other options. Since used cars cost less, you can often pay less per month for your car.<\/p><p>Used car finance works in much the same way as new car finance; the car will either be paid for with an HP or PCP agreement and will often require a deposit unless the agreement is either part exchange or one that doesn\u2019t require a deposit.<\/p><p><strong>Electric Car Finance<\/strong><br \/>The UK Government has ruled that, by 2035, all new cars sold in the UK will be required to be zero emission. This shift to eco-friendly cars has meant that electric car finance has become more attractive, especially with the introduction of government incentives to encourage the switch over to electric vehicles.<\/p><p>Financing for an electric car follows the same principles as any other car finance arrangement. In essence, you secure a loan to buy the vehicle and subsequently make regular monthly payments over an agreed repayment period. These payments encompass both the loan amount and an agreed-upon interest rate.<\/p><p>When it comes to choosing how exactly you wish to finance your car, please remember that eligibility rates are based on standard factors such as your income, credit status, and affordability.<\/p><p>To make things as easy as possible to understand and ensure you know exactly what type of car loan would be right for you, we&#8217;ve put the three finance types mentioned side-by-side in a table. This way, you can weigh up the pros and cons of each type of car finance, making the decision process a lot easier.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ecceff elementor-arrows-position-inside elementor-widget elementor-widget-n-carousel\" data-id=\"7ecceff\" data-element_type=\"widget\" id=\"table-cara\" data-settings=\"{&quot;carousel_items&quot;:[{&quot;slide_title&quot;:&quot;Slide #1&quot;,&quot;_id&quot;:&quot;ff1606b&quot;},{&quot;slide_title&quot;:&quot;Slide #2&quot;,&quot;_id&quot;:&quot;1cf8069&quot;}],&quot;slides_to_show&quot;:&quot;1&quot;,&quot;slides_to_show_tablet&quot;:&quot;1&quot;,&quot;slides_to_show_mobile&quot;:&quot;1&quot;,&quot;speed&quot;:500,&quot;arrows&quot;:&quot;yes&quot;,&quot;image_spacing_custom&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;image_spacing_custom_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;image_spacing_custom_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-carousel.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-carousel swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Carousel\" dir=\"ltr\">\n\t\t\t<div class=\"swiper-wrapper\" aria-live=\"polite\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"1\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"1 of 2\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-58fc92d4 e-flex e-con-boxed e-con e-child\" data-id=\"58fc92d4\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5106e2a2 elementor-widget elementor-widget-shortcode\" data-id=\"5106e2a2\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\n<table id=\"tablepress-2\" class=\"tablepress tablepress-id-2\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Type of Car Finance<\/th><th class=\"column-2\">Monthly Payments<\/th><th class=\"column-3\">No-deposit Option<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">PCP<\/td><td class=\"column-2\">Lower<\/td><td class=\"column-3\">\u2705<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">HP<\/td><td class=\"column-2\">Higher<\/td><td class=\"column-3\">\u2705<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">PCH<\/td><td class=\"column-2\">Lower<\/td><td class=\"column-3\">\u274c<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-2 from cache --><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"2\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"2 of 2\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-72dcbaf4 e-flex e-con-boxed e-con e-child\" data-id=\"72dcbaf4\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-538d9092 elementor-widget elementor-widget-shortcode\" data-id=\"538d9092\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\n<table id=\"tablepress-3\" class=\"tablepress tablepress-id-3\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Ends in Ownership?<\/th><th class=\"column-2\">Excess Mileage Charges?<\/th><th class=\"column-3\">Damage Charges<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Optional<\/td><td class=\"column-2\">\u2705<\/td><td class=\"column-3\">\u2705<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">\u2705<\/td><td class=\"column-2\">\u274c<\/td><td class=\"column-3\">\u274c<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">\u274c<\/td><td class=\"column-2\">\u2705<\/td><td class=\"column-3\">\u2705<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-3 from cache --><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-prev\" role=\"button\" tabindex=\"0\" aria-label=\"Previous\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-chevron-left\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M646 125C629 125 613 133 604 142L308 442C296 454 292 471 292 487 292 504 296 521 308 533L604 854C617 867 629 875 646 875 663 875 679 871 692 858 704 846 713 829 713 812 713 796 708 779 692 767L438 487 692 225C700 217 708 204 708 187 708 171 704 154 692 142 675 129 663 125 646 125Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-next\" role=\"button\" tabindex=\"0\" aria-label=\"Next\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-chevron-right\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M696 533C708 521 713 504 713 487 713 471 708 454 696 446L400 146C388 133 375 125 354 125 338 125 325 129 313 142 300 154 292 171 292 187 292 204 296 221 308 233L563 492 304 771C292 783 288 800 288 817 288 833 296 850 308 863 321 871 338 875 354 875 371 875 388 867 400 854L696 533Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-361841fa e-con-full e-flex e-con e-child\" data-id=\"361841fa\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-031e4f6 elementor-widget elementor-widget-heading\" data-id=\"031e4f6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Car Finance With Poor Credit<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de52e31 elementor-widget elementor-widget-text-editor\" data-id=\"de52e31\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Many people want to secure a <b>car finance deal<\/b> but worry if they\u2019ll be given the option by lenders. Because financing a car involves borrowing money, a bad credit score often harms people\u2019s ability to get <b>car finance<\/b>. However, it is still possible to <b>get car finance if you have poor credit<\/b>, and many people do succeed in finding a deal that suits them.\u00a0<\/p><p>It\u2019s important to assess your circumstances and the cost of financing a car before you proceed with your application, as failing to keep up with the payments on your car can lead to further damage to your credit score.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f63c985 elementor-widget elementor-widget-heading\" data-id=\"f63c985\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What Type of Car Finance is Best?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ad59f73 elementor-widget elementor-widget-text-editor\" data-id=\"ad59f73\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>There are many <b>different types of car finance<\/b> payment plans available, many of which are explored above. While the range of options available can be a lot to navigate, we could find the most suitable car finance for you.<\/p><p>Fundamentally, you need to be led by your own personal circumstances. Do you want to own the car at the end of the deal? Have you got a poor credit history? How much do you ideally want to borrow? What will you typically use the vehicle for? Have you got enough money to make a substantial down payment? The answers to these questions are only really known by you, and they will lead you to the car finance deal that best suits your needs.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9a5e3d8 elementor-widget elementor-widget-heading\" data-id=\"9a5e3d8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How Much Does Car Finance Cost?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ded3637 elementor-widget elementor-widget-text-editor\" data-id=\"ded3637\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>If you\u2019re looking to <b>finance a car<\/b> which, if you\u2019re reading this guide, you probably are, the cost has obviously crossed your mind. <b>So how much does car finance cost?<\/b> Well, it depends on if you\u2019re talking about the monthly cost or the cost of borrowing money. In both cases, it depends.<\/p><p>The monthly cost will depend on how much you put down, how much you\u2019re borrowing, how long for, and your credit score. While <b>financing a car<\/b> is completely different to buying a house, it might help to draw parallels. If, for example, you put a large deposit down on a house and stretch the repayments over a long period of time, you pay less each month. The same broad principle applies to car finance. The less you borrow and the longer the repayment term, the smaller the monthly cost will be.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-741cd68 elementor-widget elementor-widget-global elementor-global-3083 elementor-widget-shortcode\" data-id=\"741cd68\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"3068\" class=\"elementor elementor-3068\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d74618d e-con-full e-flex e-con e-parent\" data-id=\"d74618d\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0cf7d4a e-con-full e-flex e-con e-child\" data-id=\"0cf7d4a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e73afe1 elementor-widget elementor-widget-html\" data-id=\"e73afe1\" data-element_type=\"widget\" id=\"#cfuk-calculator\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!DOCTYPE html>\n<html lang=\"en\">\n<head> \n    <meta charset=\"UTF-8\">\n    <meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\">\n    \n    <title>Car Calculator<\/title>\n\n<\/head>\n<body>\n    <div class=\"container\">\n        <div class=\"calculator\">\n            <form id=\"loan-form\">\n                <div class=\"section\">\n                    <h2>Borrow Amount<\/h2>\n                    <input type=\"range\" id=\"borrow-amount\" min=\"1000\" max=\"50000\" step=\"100\" value=\"10000\">\n                    <label for=\"borrow-amount\">\u00a3<span id=\"borrow-amount-display\">10000<\/span><\/label>\n                <\/div>\n                <div class=\"section\">\n                    <h2>Length of Loan (Years)<\/h2>\n                    <input type=\"range\" id=\"loan-length\" min=\"1\" max=\"5\" step=\"1\" value=\"5\">\n                    <label for=\"loan-length\"><span id=\"loan-length-display\">5<\/span> years<\/label>\n                <\/div>\n                <div class=\"section\">\n                    <h2>Credit Rating<\/h2>\n                    <select id=\"credit-rating\">\n                        <option value=\"excellent\">Excellent<\/option>\n                        <option value=\"good\">Good<\/option>\n                        <option value=\"fair\">Fair<\/option>\n                        <option value=\"bad\">Bad<\/option>\n                    <\/select>\n                <\/div>\n                <button type=\"button\" id=\"calculate-button\">Calculate<\/button>\n            <\/form>\n        <\/div>\n        <div class=\"results\">\n            <h2>Your results<\/h2>\n            <p>Total Repayable: <span id=\"total-repayable\">\u00a30.00<\/span><\/p>\n            <p>Total Cost of Credit: <span id=\"total-cost-credit\">\u00a30.00<\/span><\/p>\n            <p>Monthly Repayment: <span id=\"monthly-repayment\">\u00a30.00<\/span><\/p>\n        <\/div>\n    <\/div>\n    <script>\n        \n        document.addEventListener('DOMContentLoaded', function() {\n    const borrowAmountSlider = document.getElementById('borrow-amount');\n    const borrowAmountDisplay = document.getElementById('borrow-amount-display');\n    const loanLengthSlider = document.getElementById('loan-length');\n    const loanLengthDisplay = document.getElementById('loan-length-display');\n    const creditRatingSelect = document.getElementById('credit-rating');\n    const calculateButton = document.getElementById('calculate-button');\n    const totalRepayableElement = document.getElementById('total-repayable');\n    const totalCostCreditElement = document.getElementById('total-cost-credit');\n    const monthlyRepaymentElement = document.getElementById('monthly-repayment');\n\n    function updateDisplays() {\n        borrowAmountDisplay.textContent = borrowAmountSlider.value;\n        loanLengthDisplay.textContent = loanLengthSlider.value;\n    }\n\n    borrowAmountSlider.addEventListener('input', updateDisplays);\n    loanLengthSlider.addEventListener('input', updateDisplays);\n\n    calculateButton.addEventListener('click', calculateLoan);\n\n    function calculateLoan() {\n        const borrowAmount = parseFloat(borrowAmountSlider.value);\n        const loanLength = parseInt(loanLengthSlider.value);\n        const creditRating = creditRatingSelect.value;\n\n        let annualInterestRate;\n        switch (creditRating) {\n            case 'excellent':\n            case 'good':\n                annualInterestRate = 13.97;\n                break;\n            case 'fair':\n                annualInterestRate = 19.88395;\n                break;\n            case 'bad':\n                annualInterestRate = 26.4467;\n                break;\n            default:\n                annualInterestRate = 0;\n                break;\n        }\n\n        const monthlyInterestRate = (annualInterestRate \/ 100) \/ 12;\n        const numberOfPayments = loanLength * 12;\n\n        const monthlyPayment = (borrowAmount * monthlyInterestRate * Math.pow(1 + monthlyInterestRate, numberOfPayments)) \/ (Math.pow(1 + monthlyInterestRate, numberOfPayments) - 1);\n        const totalRepayment = monthlyPayment * numberOfPayments;\n        const totalCostOfCredit = totalRepayment - borrowAmount;\n\n        totalRepayableElement.textContent = `\u00a3${formatNumber(totalRepayment)}`;\n        totalCostCreditElement.textContent = `\u00a3${formatNumber(totalCostOfCredit)}`;\n        monthlyRepaymentElement.textContent = `\u00a3${formatNumber(monthlyPayment)}`;\n    }\n\n    function formatNumber(number) {\n        return number.toFixed(2).replace(\/\\B(?=(\\d{3})+(?!\\d))\/g, \",\");\n    }\n\n    \/\/ Initialize displays\n    updateDisplays();\n});\n\n        \n    <\/script>\n<\/body>\n<\/html>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6e8a72d e-con-full e-flex e-con e-child\" data-id=\"6e8a72d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8d4c940 elementor-widget elementor-widget-heading\" data-id=\"8d4c940\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">This calculator is intended for illustration purposes only and exact payment terms should be agreed with a lender before taking out a loan.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e277478 elementor-widget elementor-widget-global elementor-global-3065 elementor-widget-shortcode\" data-id=\"e277478\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"3054\" class=\"elementor elementor-3054\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2d27a14 e-con-full e-flex e-con e-parent\" data-id=\"2d27a14\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ecee90f elementor-widget elementor-widget-heading\" data-id=\"ecee90f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Representative Example<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fb6e8e2 elementor-widget elementor-widget-text-editor\" data-id=\"fb6e8e2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Borrowing <strong>\u00a36,000<\/strong> with a <strong>\u00a31,000<\/strong> deposit over <strong>48 months<\/strong> with a representative <strong>APR of 21.6%<\/strong>, an annual interest rate of <strong>22.1% (Fixed)<\/strong>, the monthly payment would be <strong>\u00a3152.51<\/strong>, with a total cost of credit of \u00a32,320.44 and a total amount payable of <strong>\u00a37,320.44<\/strong>.<\/p>\n<p><strong>Rates from 9.9%<\/strong>: The exact rate you will be offered will be based on your circumstances, subject to status.<\/p>\n<p>Car finance with a monthly repayment of \u00a3120.00 could be achieved with one of our car finance credit brokers. \u00a3120.00 a month is based on a loan value of \u00a34800 over 5 years with a fair credit score. All finance applications are subject to your individual financial circumstances and the financial provider&#8217;s criteria.<\/p>\n<p><strong>Please note: Consumer Experts acts as a credit broker, not a lender.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e8a7482 elementor-widget elementor-widget-heading\" data-id=\"e8a7482\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How Much Does Car Finance Cost?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ddc55f elementor-widget elementor-widget-text-editor\" data-id=\"2ddc55f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Consumer Experts is used by thousands of people every month, and our customers use us to make the process of purchasing a new car easier.<\/p><p>Borrow from \u00a34,000 to \u00a325,000 over a term to suit your budget and requirements. Do you have a history of bad or impaired credit? Not a problem. We may still be able to help.<\/p><p>To find out if you qualify, simply click the button on the left, complete our short form, and leave the rest to us.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9d0f78c e-con-full e-flex e-con e-child\" data-id=\"9d0f78c\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4a31f686 elementor-widget elementor-widget-heading\" data-id=\"4a31f686\" data-element_type=\"widget\" id=\"article-ititle\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FAQs<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f81f394 elementor-widget elementor-widget-text-editor\" data-id=\"4f81f394\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p id=\"sub10\" class=\"anchor block text-lg md:text-lg lg:text-base font-semibold text-ConEx_darkBlue leading-tight sm:leading-tight md:leading-tight lg:leading-tight relative pb-8\"><strong>Your Questions Answered<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-433df6ef elementor-widget elementor-widget-n-accordion\" data-id=\"433df6ef\" data-element_type=\"widget\" id=\"faq-box\" data-settings=\"{&quot;max_items_expended&quot;:&quot;multiple&quot;,&quot;default_state&quot;:&quot;expanded&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1120\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-1120\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How does car finance work? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1120\" class=\"elementor-element elementor-element-3ba0af91 e-con-full e-flex e-con e-child\" data-id=\"3ba0af91\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ba42bfd elementor-widget elementor-widget-text-editor\" data-id=\"1ba42bfd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>There are various ways to finance a car, but each method will fall into one of three categories: Hire Purchase (HP), Personal Contract Hire (PCH), or Personal Contract Purchase (PCP).<\/p><p>HP involves you paying more each month but it means you own the car at the end of the contract, while PCP means you pay less each month and face a choice of three options at the end of the agreement.\u00a0<\/p><p>PCH, meanwhile works more like a long-term hire agreement. Each type is explained in more detail below.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1121\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1121\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How much does car finance cost? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1121\" class=\"elementor-element elementor-element-70db8af9 e-con-full e-flex e-con e-child\" data-id=\"70db8af9\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1edbcce3 elementor-widget elementor-widget-text-editor\" data-id=\"1edbcce3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The monthly cost will depend on how much you put down, how much you\u2019re borrowing, and how long for.<\/p><p>If, for example, you put a large deposit down and stretch the repayments over a long period, you pay less each month. The less you borrow the longer the repayment term, and the better your credit history, the smaller the monthly cost will be.<br \/><br \/>Read our <a href=\"https:\/\/consumerexperts.com\/uk\/car-finance\/our-car-finance-calculator\/\">car finance calculator<\/a> for more information.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1122\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1122\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Can I buy from any dealer? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1122\" class=\"elementor-element elementor-element-2f6d702 e-con-full e-flex e-con e-child\" data-id=\"2f6d702\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6f60daf elementor-widget elementor-widget-text-editor\" data-id=\"6f60daf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Absolutely. You are not restricted in any way with regards to which dealership you buy from or where within the UK they are based. Once you have your approval, you are free to shop around.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"How does car finance work?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"There are various ways to finance a car, but each method will fall into one of three categories: Hire Purchase (HP), Personal Contract Hire (PCH), or Personal Contract Purchase (PCP).HP involves you paying more each month but it means you own the car at the end of the contract, while PCP means you pay less each month and face a choice of three options at the end of the agreement.\\u00a0PCH, meanwhile works more like a long-term hire agreement. Each type is explained in more detail below.\"}},{\"@type\":\"Question\",\"name\":\"How much does car finance cost?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The monthly cost will depend on how much you put down, how much you\\u2019re borrowing, and how long for.If, for example, you put a large deposit down and stretch the repayments over a long period, you pay less each month. The less you borrow the longer the repayment term, and the better your credit history, the smaller the monthly cost will be.Read our car finance calculator for more information.\\u00a0\"}},{\"@type\":\"Question\",\"name\":\"Can I buy from any dealer?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Absolutely. You are not restricted in any way with regards to which dealership you buy from or where within the UK they are based. Once you have your approval, you are free to shop around.\\u00a0\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b5939cf elementor-widget elementor-widget-shortcode\" data-id=\"1b5939cf\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"810\" class=\"elementor elementor-810\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5ecdf884 e-con-full e-flex e-con e-child\" data-id=\"5ecdf884\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5bf9c3a elementor-widget elementor-widget-heading\" data-id=\"5bf9c3a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">What's Trending?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-43a606a3 elementor-widget elementor-widget-heading\" data-id=\"43a606a3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Find out how you could save<\/h4>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1f30aaa1 e-con-full e-flex e-con e-child\" data-id=\"1f30aaa1\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-71f62825 e-con-full e-flex e-con e-child\" data-id=\"71f62825\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-53449ea0 elementor-grid-1 elementor-grid-tablet-1 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid\" data-id=\"53449ea0\" data-element_type=\"widget\" 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0px;text-align:right;}.elementor-2618 .elementor-element.elementor-element-cd6bc1c .elementor-heading-title{font-family:\"Poppins\", Sans-serif;font-size:12px;font-weight:700;text-transform:uppercase;font-style:normal;text-decoration:none;line-height:2.25em;letter-spacing:-0.01em;word-spacing:0em;color:#FFFFFF;}@media(max-width:1024px){.elementor-2618 .elementor-element.elementor-element-42cfe69{font-size:14px;}}@media(max-width:767px){.elementor-2618 .elementor-element.elementor-element-012a610{--min-height:340px;}.elementor-2618 .elementor-element.elementor-element-0d8f5fd{text-align:left;}.elementor-2618 .elementor-element.elementor-element-0d8f5fd .elementor-heading-title{font-size:20px;}.elementor-2618 .elementor-element.elementor-element-42cfe69{text-align:left;font-size:13px;}.elementor-2618 .elementor-element.elementor-element-2c43b0c{--justify-content:flex-start;}.elementor-2618 .elementor-element.elementor-element-03d6e2d{width:var( --container-widget-width, auto );max-width:auto;--container-widget-width:auto;--container-widget-flex-grow:0;text-align:left;}.elementor-2618 .elementor-element.elementor-element-03d6e2d .elementor-heading-title{font-size:12px;line-height:1.2em;}.elementor-2618 .elementor-element.elementor-element-cd6bc1c .elementor-heading-title{font-size:12px;line-height:1.2em;}}<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"2618\" class=\"elementor elementor-2618 e-loop-item e-loop-item-3089 post-3089 post type-post status-publish format-standard has-post-thumbnail hentry category-car-finance\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-06977bf e-flex e-con-boxed e-con e-parent\" data-id=\"06977bf\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<a class=\"elementor-element elementor-element-012a610 e-con-full e-flex e-con e-child\" data-id=\"012a610\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" href=\"https:\/\/consumerexperts.com\/uk\/car-finance\/car-finance-guide\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0d8f5fd elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"0d8f5fd\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Car Finance Guide: Everything You Need to Know<\/h4>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2c43b0c e-con-full e-flex e-con e-child\" data-id=\"2c43b0c\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-03d6e2d elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"03d6e2d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">By Adam Jackson-Wright -<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd6bc1c elementor-widget elementor-widget-heading\" data-id=\"cd6bc1c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">13 Jan 2025<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6b836bc e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"6b836bc\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2a4bfbe1 elementor-grid-1 elementor-posts--align-left whats-trending elementor-posts--thumbnail-left elementor-grid-tablet-1 elementor-grid-mobile-1 elementor-widget elementor-widget-posts\" data-id=\"2a4bfbe1\" data-element_type=\"widget\" data-settings=\"{&quot;classic_columns&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;classic_columns_tablet&quot;:&quot;1&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.classic\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-3042 post type-post status-publish format-standard has-post-thumbnail hentry category-car-finance\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/consumerexperts.com\/uk\/car-finance\/car-finance-calculator\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"600\" src=\"https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/01\/AdobeStock_626921447.png\" class=\"attachment-full size-full wp-image-3043\" alt=\"Assess Your Estimated Affordability for Car Finance With Our Car Finance Calculator\" srcset=\"https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/01\/AdobeStock_626921447.png 900w, https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/01\/AdobeStock_626921447-300x200.png 300w, https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/01\/AdobeStock_626921447-768x512.png 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/consumerexperts.com\/uk\/car-finance\/car-finance-calculator\/\" >\n\t\t\t\tExplore Your Estimated Affordability With Our Car Finance Calculator\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>We\u2019ve created a car finance calculator, so you can easily assess your estimated affordability. We\u2019ve created<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46ec27a6 elementor-align-right elementor-widget elementor-widget-button\" data-id=\"46ec27a6\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/consumerexperts.com\/uk\/articles\/car-finance\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">View all<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-605889d6 e-con-full elementor-hidden-desktop elementor-hidden-tablet e-flex e-con e-child\" data-id=\"605889d6\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-29eba120 elementor-grid-1 elementor-posts--align-left whats-trending elementor-posts--thumbnail-left elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-posts\" data-id=\"29eba120\" data-element_type=\"widget\" data-settings=\"{&quot;classic_columns&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;classic_columns_tablet&quot;:&quot;2&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.classic\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-3042 post type-post status-publish format-standard has-post-thumbnail hentry category-car-finance\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/consumerexperts.com\/uk\/car-finance\/car-finance-calculator\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"600\" src=\"https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/01\/AdobeStock_626921447.png\" class=\"attachment-full size-full wp-image-3043\" alt=\"Assess Your Estimated Affordability for Car Finance With Our Car Finance Calculator\" srcset=\"https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/01\/AdobeStock_626921447.png 900w, https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/01\/AdobeStock_626921447-300x200.png 300w, https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2025\/01\/AdobeStock_626921447-768x512.png 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/consumerexperts.com\/uk\/car-finance\/car-finance-calculator\/\" >\n\t\t\t\tExplore Your Estimated Affordability With Our Car Finance Calculator\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46cb147 elementor-align-right elementor-mobile-align-right elementor-widget elementor-widget-button\" data-id=\"46cb147\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/consumerexperts.com\/uk\/articles\/car-finance\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">View all<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Car finance allows you to drive a new car without the upfront cost; learn more about how it could work for you. Car finance allows you to drive a new<\/p>\n","protected":false},"author":4,"featured_media":3096,"comment_status":"open","ping_status":"open","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27],"tags":[],"ppma_author":[35],"class_list":["post-3089","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-car-finance"],"acf":[],"authors":[{"term_id":35,"user_id":4,"is_guest":0,"slug":"adam-jackson-wright","display_name":"Adam Jackson-Wright","avatar_url":{"url":"https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2024\/11\/adam-jackson-wright.png","url2x":"https:\/\/consumerexperts.com\/uk\/wp-content\/uploads\/sites\/2\/2024\/11\/adam-jackson-wright.png"},"first_name":"Adam","last_name":"Jackson-Wright","user_url":"","job_title":"","description":""}],"_links":{"self":[{"href":"https:\/\/consumerexperts.com\/uk\/wp-json\/wp\/v2\/posts\/3089","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/consumerexperts.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/consumerexperts.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/consumerexperts.com\/uk\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/consumerexperts.com\/uk\/wp-json\/wp\/v2\/comments?post=3089"}],"version-history":[{"count":57,"href":"https:\/\/consumerexperts.com\/uk\/wp-json\/wp\/v2\/posts\/3089\/revisions"}],"predecessor-version":[{"id":4559,"href":"https:\/\/consumerexperts.com\/uk\/wp-json\/wp\/v2\/posts\/3089\/revisions\/4559"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/consumerexperts.com\/uk\/wp-json\/wp\/v2\/media\/3096"}],"wp:attachment":[{"href":"https:\/\/consumerexperts.com\/uk\/wp-json\/wp\/v2\/media?parent=3089"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/consumerexperts.com\/uk\/wp-json\/wp\/v2\/categories?post=3089"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/consumerexperts.com\/uk\/wp-json\/wp\/v2\/tags?post=3089"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/consumerexperts.com\/uk\/wp-json\/wp\/v2\/ppma_author?post=3089"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}